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Safeco vs Geico: Who has better car insurance?
Discover savings from both Safeco and Geico.
Geico is well known for its low car insurance rates and steep discounts, including membership, employment and safe driving discounts. You won’t find quite the same range of perks and add-ons as Safeco offers, which is how Geico is able to offer such low rates. But Geico’s a solid contender if price is your determining factor.
But drivers could still save on insurance with Safeco, thanks to generous discounts for driving less, taking an accident prevention course and bundling insurance. Safeco also offers unique coverage that might tip the scale for certain drivers, such as pet injury coverage, custom parts coverage and key fob replacement. Both insurers also offer coverage for high risk and SR-22 drivers.
- Save over $500 a year when you switch
- Innovative mobile app
- Easy repair process
Our top pick: Geico
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
- Tons of discounts
- Innovative mobile app
- Easy repair process
Compare Safeco vs Geico car insurance
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|
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|---|---|
| Safeco is an established auto insurance provider backed by Liberty Mutual, with many discounts designed for experienced drivers. This provider offers the standard range of coverage, from the bare minimums to comprehensive policies. | Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching. |
| All states except AL, AR, CA, DE, HI, MD, MO, NJ | All 50 states |
| 2.5 stars | 3 stars |
| 5 stars | 5 stars |
| Included free | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No |
Yes |
| online phone |
online phone |
| monthly custom |
12 months 6 months |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Yes | No |
| No | Yes |
| Yes | Yes, up to 25% |
| Yes | Yes |
| Yes | Yes, up to 15% |
| Yes | Yes |
| No | Yes |
| Yes | Yes, up to 15% |
| No | No |
| Seat belt use, up to 15% discount | |
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|
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Bottom line
Geico’s low rates should tempt you to get a quote from this insurance giant. But consider Safeco as an alternative if you don’t drive much or you’re looking for one of the specific perks offered by this niche insurer. When comparing policies from Geico and Safeco, compare what’s included with each so you know exactly what you’re paying for. Compare quotes from both providers to choose the right one for you.
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