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Progressive vs USAA car insurance
Progressive vs USAA: Who has better car insurance?
Insurance giant Progressive offers discounts through its unique program called Snapshot, which allows customers to pay based on how well and how much they drive instead of just traditional factors. And the company gets an A+ from the Better Business Bureau.
Founded in 1922, USAA serves members of the military and their families by offering competitive rates on car insurance and many other financial products. Like Progressive, USAA receives an A+ form the BBB, and it is one of the highest ranking companies in customer satisfaction year after year.
USAA’s highly rated customer support and cheap rates make it the best pick for military-affiliated drivers, but Liberty Mutual’s still a great option if you don’t qualify for USAA.
- Top-rated insurer
- Online quotes & claims
- Bundle and save
Our top pick: Progressive
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
- Top-rated insurer with 80 years of experience
- Easy online sign-up and reporting
- Multiple discounts available
- Transparent quoting
|About the provider||Progressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.||Operating since 1922, USAA is a company that deals primarily with military members and their families. It offers a wide array of products ranging from car insurance, homeowners insurance, banking, investing and more.|
|Price||Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.||Policy costs depend your personal situation. Visit USAA for a quote based on your specific needs.|
|States served||All 50 states||All 50 states|
|J.D. Power ratings**||3/5 on overall claims satisfaction||5/5 on overall claims satisfaction|
|Driver discounts||View driver discounts||View driver discounts|
|Vehicle discounts||View vehicle discounts||View vehicle discounts|
* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study
|Other discounts||New vehicle discount – Vehicles under 3 years old Vehicle storage – Up to 60% (only for stored cars being insured)|
If you’ve served in the military or are currently serving, or if you qualify through a family member, USAA is by far the clear winner. With a 5 out of 5 rating from J.D. Power and an A+ from the BBB, its customer service can’t be beat. And its many discounts make car insurance affordable. But if you don’t qualify for insurance through USAA, Progressive is a solid choice.
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