Progressive vs. The General: Which provider is better?

Progressive vs. The General

Looking at Progressive and The General for car insurance? Progressive has been insuring drivers since 1937 and gets an A+ from the Better Business Bureau. The company offers customizable packages that allow you to buy only what you need, making car insurance more affordable.

Like Progressive, The General is known for its great customer service. It has been in business for 50 years, and offers affordable coverage for high-risk drivers.

Below you’ll find a breakdown of all of the similarities and differences between Progressive and The General. Use this info to help make your decision easier.

	Progressive	The General
About the provider	Progressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.	The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.
Price	Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.	Policy costs depend your personal situation. Visit The General for a quote based on your specific needs.
States served	All 50 states	46
User satisfaction*	A+	A+
J.D. Power ratings**	3/5 on overall claims satisfaction	N/A
Driver discounts	View driver discounts	View driver discounts
Vehicle discounts	View vehicle discounts	View vehicle discounts
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* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

	Progressive	The General
Good student	Varies (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger)
Defensive driver
Good driver	31% (no tickets or accidents in the last three years)
Pay in full discount
Multicar	10%
Military
Homeowner
Other discounts	Automatic bill pays — discount varies Sign documents online — 7% (not available in CA, GA or NC) Minor child driver — discount varies for those younger than 19 and newly licensed Continuous insurance — must maintain active insurance with no gaps or cancellations
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Vehicle discounts

	Progressive	The General
Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts
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Bottom line

Progressive is the best choice if you’re looking for discounts. But The General is known for insuring high-risk drivers. If you fall into this category, you might want to go with The General.