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Progressive vs. The General: Which provider is better?

Progressive vs. The General

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Fact checked

Looking at Progressive and The General for car insurance? Progressive has been insuring drivers since 1937 and gets an A+ from the Better Business Bureau. The company offers customizable packages that allow you to buy only what you need, making car insurance more affordable.

Like Progressive, The General is known for its great customer service. It has been in business for 50 years, and offers affordable coverage for high-risk drivers.

Below you’ll find a breakdown of all of the similarities and differences between Progressive and The General. Use this info to help make your decision easier.

Our top pick: Progressive commercial car insurance

Cover nearly any business vehicle from box trucks to limos with big savings from discounts, safety programs and a single deductible.

  • #1 commercial car insurer by market share, suggesting it's preferred by customers
  • Flexible policies that you can adjust based on seasonality
  • A single deductible option, so you pay only one deductible after an accident
  • At least 7 discounts offered, twice as many as Geico
 

Progressive

The General

OVERVIEW

OVERVIEW
About the provider
About the brand Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims. Snag affordable coverage for high-risk drivers, a marketing claim backed by our rate analysis which showed premiums less than $80 a month.
States served
States served All 50 states All states except Hawaii, Massachusetts, Michigan and New Jersey

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes No
Accident forgiveness
Accident forgiveness Yes No
Rideshare coverage
Rideshare coverage Yes No
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods online
phone
Phone
App
Payment schedule
Payment schedule 12 months
6 months
12 months
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes
Military discount
Military discount Yes Yes
Multi car discount
Multi car discount Yes, up to 10% Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes No
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes
Usage based discount
Usage based discount Yes No
Learn more
Learn more

Bottom line

Progressive is the best choice if you’re looking for discounts. But The General is known for insuring high-risk drivers. If you fall into this category, you might want to go with The General. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Progressive and The General

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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