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Progressive vs. The General: Which provider is better?

Progressive vs. The General

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Fact checked

Looking at Progressive and The General for car insurance? Progressive has been insuring drivers since 1937 and gets an A+ from the Better Business Bureau. The company offers customizable packages that allow you to buy only what you need, making car insurance more affordable.

Like Progressive, The General is known for its great customer service. It has been in business for 50 years, and offers affordable coverage for high-risk drivers.

Below you’ll find a breakdown of all of the similarities and differences between Progressive and The General. Use this info to help make your decision easier.

Our top pick: Progressive commercial car insurance

This big-name lender offers general and specialized coverage for your drivers or fleet. But don’t expect top customer support.

  • Customizable coverage
  • Industry-specific options
  • Easy online access
  • 24/7 assistance
  • Customizable coverage
  • Industry-specific options
  • Easy online access
  • 24/7 assistance
 

Progressive

The General

OVERVIEW

OVERVIEW
About the provider
About the brand Get unlimited discounts and score a lower deductible every 6 months you don't make a claim. Basic, affordable coverage for almost any driver, including drivers with past claims or SR-22.
States served
States served All 50 states All states except Hawaii, Massachusetts, Michigan and New Jersey

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes No
Accident forgiveness
Accident forgiveness Yes No
Rideshare coverage
Rideshare coverage Yes No
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods online
phone
phone
Payment schedule
Payment schedule 12 months
6 months
12 months
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes
Military discount
Military discount Yes Yes
Multi car discount
Multi car discount Yes, up to 10% Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes No
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes
Usage based discount
Usage based discount Yes No
Learn more
Learn more

Bottom line

Progressive is the best choice if you’re looking for discounts. But The General is known for insuring high-risk drivers. If you fall into this category, you might want to go with The General. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Progressive and The General

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Get unlimited discounts and score a lower deductible every 6 months you don't make a claim.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Find basic coverage and low rates through its easy online or app-based experience.
Assurance
Optional
Yes
All states except AK & HI
Your broker is your one-stop shop for comparing any coverage you need.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Enjoy exclusive savings and benefits designed for experienced drivers over the age of 49.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Convenient online quotes, coverage and claims for tech-savvy drivers.
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