Progressive vs. State Farm: Which provider is better? | finder.com

Progressive vs. StateFarm: Which provider is better?

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Progressive vs. StateFarm

The fourth-largest insurance company in the US, Progressive offers discounts via its unique program called Snapshot, which allows customers to pay based on how well and how much they drive instead of just traditional factors. Like Progressive, StateFarm also provides discounts for its customers, including a multi-car discount and a vehicle safety discount, among others.

Both get high marks from the Better Business Bureau, with Progressive edging out ahead of StateFarm’s B+ with an A+. With so many similarities, how do you decide which insurance provider is the right fit for you? Compare Progressive and StateFarm side by side so you can make an informed decision.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Progressive

Progressive

StateFarm

StateFarm

About the provider Progressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program. Founded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list.
Price Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs. Policy costs depend your personal situation. Visit StateFarm for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* A+ B+
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Progressive

Progressive

StateFarm

StateFarm

Good student Varies (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger) Up to 25% (under 25). Additional discount if student is away from home and only using the car when back home.
Defensive driver
Good driver 31% (no tickets or accidents in the last three years) 3 years no moving violations or at-fault accidents
Pay in full
Multicar 10% Up to 20% (two or more vehicles in household)
Military
Homeowner
Other discounts Automatic bill pays — discount varies

Sign documents online — 7% (not available in CA, GA or NC)

Minor child driver – Varies (newly licensed child, 18 and under)

Continuous insurance (maintained active car insurance with no gaps or cancellations)

Driving training – Varies (all operators under 21 complete approved drivers education)

Drive Safe & Safe – Enroll in the State Farm app


Vehicle discounts

Progressive

Progressive

StateFarm

StateFarm

Anti-theft device
Anti-lock brake
Passive restraints Up to 40% (medical-related coverage, vehicle made in 1994 or later)
Air bag
Other discounts Vehicle safety discount – Up to 40% (medical-related coverage, vehicle made in 1994 or later)

Bottom line

If you’re looking for a pay-in-full discount, Progressive is the clear winner. But if you’ll be insuring multiple cars, StateFarm offers up to a 20% discount. Compared to Progressive’s 10% discount, that can add up to big savings. If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to State Farm and Progressive

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.

Compare up to 4 providers

Marie Denis

Marie brings the magic of comparison to finder.com by way of sunny Hawaii. She loves her work because everyday is a new challenge. Fun fact: I can deadlift 250 pounds.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site