Progressive vs. Nationwide: Which provider is right for you?

Progressive vs. Nationwide: Which provider is right for you?

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Progressive vs. Nationwide

The fourth-largest insurance company in the US, Progressive offers discounts via its unique program called Snapshot, which allows customers to pay based on how well and how much they drive instead of just traditional factors. And the company gets an A+ from the Better Business Bureau.

Like Progressive, Nationwide also provides discounts for its customers, including a safe driver discount and a multi-car discount, among others. And it too gets high marks from the BBB — a solid A. With so many similarities, it’s tough to make the call on which provider to choose. That’s why we’ve put together this comprehensive side-by-side comparison of Progressive and Nationwide. Check out the pros and cons below to help make your decision easier.

Progressive

Progressive

Nationwide

Nationwide

About the provider Progressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program. Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926.
Price Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs. Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs.
States served All 50 states 46
User satisfaction* A+ A
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Progressive

Progressive

Nationwide

Nationwide

Good student Varies (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger) Varies (full-time student, B average or higher, 16 to 24)
Defensive driver
Good driver 31% (no tickets or accidents in the last three years) Up to 10% (no at-fault accidents and free of major violations for at least 5 years)
Pay in full discount
Multicar 10%
Military
Homeowner
Other discounts

Automatic bill pays – Varies

Sign documents online – 7% (not available in CA, GA, and NC)

Minor child driver – Varies (newly licensed child, 18 and under)

Continuous insurance (maintained active car insurance with no gaps or cancellations)

Multi policy discount – Up to 20%

SmartRide discount – 5-40% (usage based discount using plug-in device)

Nationwide Family Plan – Up to 25%

Easy-Pay sign-up discount

Affinity car insurance discounts – For members of partner business or organization

Paperless documents discount – Varies


Vehicle discounts

Progressive

Progressive

Nationwide

Nationwide

Anti-theft device Varies (factory-installed deterrents)
Anti-lock brake
Passive restraints N/A
Air bag
Other discounts

Bottom line

In terms of discounts, Progressive outshines Nationwide, with a multitude of vehicle safety discounts and driver discounts. And it edges out ahead of Nationwide with an A+ from the BBB. Looks like Progressive is the clear winner here, especially if you live in one of the four states where Nationwide doesn’t provide coverage.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Privacy and Cookies Policy and Terms of Use.
Go to site