Progressive vs. Nationwide: Which provider is right for you?

Progressive vs. Nationwide: Which provider is right for you?

We know that everyone's situation is unique and we aim to help you find the right product for you. We may receive compensation when you visit our partners' sites or are approved for their products. You can read more about how we maintain editorial independence and how we make money here.

Progressive vs. Nationwide

The fourth-largest insurance company in the US, Progressive offers discounts via its unique program called Snapshot, which allows customers to pay based on how well and how much they drive instead of just traditional factors. And the company gets an A+ from the Better Business Bureau.

Like Progressive, Nationwide also provides discounts for its customers, including a safe driver discount and a multi-car discount, among others. And it too gets high marks from the BBB — a solid A. With so many similarities, it’s tough to make the call on which provider to choose. That’s why we’ve put together this comprehensive side-by-side comparison of Progressive and Nationwide. Check out the pros and cons below to help make your decision easier.

Progressive

Progressive

Nationwide

Nationwide

About the providerProgressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926.
PricePolicy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs.
States servedAll 50 states46
User satisfaction*A+A
J.D. Power ratings**3/5 on overall claims satisfaction3/5 on overall claims satisfaction
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts

Compare all car insurance companies at once

Compare 7+ car insurance companies. Enter your zip code below and click ‘Compare Now’ to begin.


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Progressive

Progressive

Nationwide

Nationwide

Good studentVaries (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger)Varies (full-time student, B average or higher, 16 to 24)
Defensive driver
Good driver31% (no tickets or accidents in the last three years)Up to 10% (no at-fault accidents and free of major violations for at least 5 years)
Pay in full discount
Multicar10%
Military
Homeowner
Other discounts

Automatic bill pays – Varies

Sign documents online – 7% (not available in CA, GA, and NC)

Minor child driver – Varies (newly licensed child, 18 and under)

Continuous insurance (maintained active car insurance with no gaps or cancellations)

Multi policy discount – Up to 20%

SmartRide discount – 5-40% (usage based discount using plug-in device)

Nationwide Family Plan – Up to 25%

Easy-Pay sign-up discount

Affinity car insurance discounts – For members of partner business or organization

Paperless documents discount – Varies


Vehicle discounts

Progressive

Progressive

Nationwide

Nationwide

Anti-theft deviceVaries (factory-installed deterrents)
Anti-lock brake
Passive restraintsN/A
Air bag
Other discounts

Bottom line

In terms of discounts, Progressive outshines Nationwide, with a multitude of vehicle safety discounts and driver discounts. And it edges out ahead of Nationwide with an A+ from the BBB. Looks like Progressive is the clear winner here, especially if you live in one of the four states where Nationwide doesn’t provide coverage.

Compare all car insurance companies at once

Compare 7+ car insurance companies. Enter your zip code below and click ‘Compare Now’ to begin.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Go to site