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Progressive vs. Nationwide: Which company is right for you?

Compare Progressive vs. Nationwide car insurance

Updated

Fact checked

The fourth-largest insurance company in the US, Progressive offers big discounts through its Snapshot program, which allows customers to pay based on how well and how much they drive. And the company gets an A+ from the Better Business Bureau.

Like Progressive, Nationwide also provides discounts for its customers, including a safe driver discount and a multi-car discount, among others. And it too gets high marks from the BBB — a solid A. With so many similarities, it’s tough to make the call on which provider to choose. That’s why we’ve put together this comprehensive side-by-side comparison of Progressive and Nationwide. Check out the pros and cons below to help make your decision easier.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership
 

Progressive

Nationwide

OVERVIEW

OVERVIEW
About the provider
About the brand Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims. Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service.
States served
States served All 50 states All states except AK, HI, LA, MA

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes No
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods online
phone
Online
Phone
Payment schedule
Payment schedule 12 months
6 months
12 months
6 months
Monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes No
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes, up to 10% No
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes
Usage based discount
Usage based discount Yes Yes, 5-40%
Learn more
Learn more

Bottom line

In terms of discounts, Progressive outshines Nationwide, with a multitude of vehicle safety discounts and driver discounts. And it edges out ahead of Nationwide with an A+ from the BBB. Looks like Progressive is the clear winner here, especially if you live in one of the four states where Nationwide doesn’t provide coverage.

If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to Progressive and Nationwide

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.
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