Progressive vs. Metromile
Progressive and Metromile are very different companies. Metromile is a start-up that currently only provides insurance in 8 states, while Progressive is a well-known brand that services all 50 states. However, they both have a reputation for good customer service.
If you’re considering Metromile , you likely live in a large city and don’t drive often. This innovative insurance provider’s claim to fame is its pay-per-mile coverage. Although Progressive lacks this feature, it makes up for it with its many discounts.
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 Progressive |
 Metromile |
|
|---|---|---|
| About the provider | Progressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program. | Founded in San Francisco, Metromile is revolutionizing car insurance for drivers in metropolitan areas. Low-mileage drivers benefit from the pay-per-mile platform and their app, Pulse, offers a car health monitor and street sweeping alerts so you won’t get ticketed. |
| Price | Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs. | Policy costs depend your personal situation. Visit Metromile for a quote based on your specific needs. |
| States served | All 50 states | 8 |
| User satisfaction* | A+ | A+ |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | N/A |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Progressive |
Metromile |
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|---|---|---|
| Anti-theft device | ||
| Anti-lock brake | ||
| Passive restraints | ||
| Air bag | ||
| Other discounts | ||
Bottom line
If you live in one of the 8 states Metromile covers, you might benefit from its pay-per-mile coverage. But don’t rule out Progressive — its vehicle and driver discounts might make it more affordable for you. Keep in mind your personal situation when comparing the two, and you’ll make the right decision.
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