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Progressive vs. Metromile: Which provider is better?
Progressive vs. Metromile
Progressive and Metromile are very different companies. Metromile is a start-up that currently only provides insurance in 8 states, while Progressive is a well-known brand that services all 50 states. However, they both have a reputation for good customer service.
If you’re considering Metromile , you likely live in a large city and don’t drive often. This innovative insurance provider’s claim to fame is its pay-per-mile coverage. Although Progressive lacks this feature, it makes up for it with its many discounts.
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Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims. | Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates. |
All 50 states & DC |
AZ, CA, IL, NJ, OR, PA, VA, WA |
Optional | Optional |
No | Yes |
Yes | No |
Yes | No (they used to offer the service but they are no longer accepting new applications) |
Yes | Yes |
online phone |
Online Phone |
12 months 6 months |
monthly |
Yes | Yes |
Yes | Yes |
Yes | No |
Yes | No |
Yes, up to 10% | Yes |
Yes | Yes |
Yes | Yes |
Yes | Yes |
No | No |
Yes | No |
Yes | Yes |
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Bottom line
If you live in one of the 8 states Metromile covers, you might benefit from its pay-per-mile coverage. But don’t rule out Progressive — its vehicle and driver discounts might make it more affordable for you. Compare your car insurance options to find the best insurance company for you.
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