Progressive vs. MetroMile: Which provider is better?

Progressive vs. MetroMile: Which provider is better?

Progressive vs. MetroMile

Progressive and MetroMile are very different companies. MetroMile is a start-up that currently only provides insurance in 8 states, while Progressive is a well-known brand that services all 50 states. However, they both have a reputation for good customer service.

If you’re considering MetroMile, you likely live in a large city and don’t drive often. This innovative insurance provider’s claim to fame is its pay-per-mile coverage. Although Progressive lacks this feature, it makes up for it with its many discounts.

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Progressive

Progressive

Metromile

Metromile

About the providerProgressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.Founded in San Francisco, MetroMile is revolutionizing car insurance for drivers in metropolitan areas. Low-mileage drivers benefit from the pay-per-mile platform and their app, Pulse, offers a car health monitor and street sweeping alerts so you won’t get ticketed.
PricePolicy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.Policy costs depend your personal situation. Visit Metromile for a quote based on your specific needs.
States servedAll 50 states8
User satisfaction*A+A+
J.D. Power ratings**3/5 on overall claims satisfactionN/A
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Progressive

Progressive

Metromile

Metromile

Good studentVaries (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger)
Defensive driver
Good driver31% (no tickets or accidents in the last three years)
Pay in full discount
Multicar10%
Military
Homeowner
Other discounts

Automatic bill pays — discount varies

Sign documents online — 7% (not available in CA, GA or NC)

Minor child driver — discount varies for those younger than 19 and newly licensed

Continuous insurance — must maintain active insurance with no gaps or cancellations


Vehicle discounts

Progressive

Progressive

Metromile

Metromile

Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts

Bottom line

If you live in one of the 8 states MetroMile covers, you might benefit from its pay-per-mile coverage. But don’t rule out Progressive its vehicle and driver discounts might make it more affordable for you. Keep in mind your personal situation when comparing the two, and you’ll make the right decision.

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Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

Your information is secure.

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