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Progressive vs. Farmers: Which provider is better?

Progressive vs. Farmers

Updated Jan 27, 2021

Fact checked

Progressive and Farmers are both big names in the insurance industry. Farmers has been around since the 1920s, and Progressive since the 1930s. Throughout the years, both companies have established solid reputations. Farmers gets an A- from the Better Business Bureau while Progressive inches out ahead with an A+.

Both providers also offer affordable insurance through their many discounts. With so many similarities between the two, which one should you choose? We help you answer that question by placing Progressive and Farmers side by side so you can compare the two companies and pick the one that best suits your needs.

	Go to site Read review	Read review
OVERVIEW			OVERVIEW
About the provider
About the brand	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options.
States served
States served	All 50 states & DC	All 50 states
COVERAGE			COVERAGE
Roadside assistance
Roadside assistance	Optional	Included free
New car protection
New car protection	No	Yes
Accident forgiveness
Accident forgiveness	Yes	Yes
Rideshare coverage
Rideshare coverage	Yes	Yes
SR-22 insurance
SR-22 insurance	Yes	Yes
Claims methods
Claims methods	online phone	Online Phone
Payment schedule
Payment schedule	12 months 6 months	12 months custom Monthly
DISCOUNTS			DISCOUNTS
Anti-theft device discount
Anti theft device discount	Yes	Yes
Bundling discount
Bundling discount	Yes	Yes
Home owner discount
Home owner discount	Yes	Yes
Military discount
Military discount	Yes	Yes
Multi car discount
Multi car discount	Yes, up to 10%	Yes
Paid in full discount
Paid in full discount	Yes	Yes
Safety device discount
Safety device discount	Yes	Yes
Safe driver discount
Safe driver discount	Yes	Yes
Special employment discount
Special employment discount	No	Yes
Student discount
Student discount	Yes	Yes
Usage based discount
Usage based discount	Yes	Yes
Learn more
Learn more	Go to site Read review	Read review

Bottom line

If you’re looking for a military discount, Progressive is the way to go. But Farmers doesn’t trail too far behind in the amount of discounts it provides. If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to Progressive and Farmers

Name	Gap insurance	Homeowner discount	Telematics	Has an app?	Available states
AARP Auto Insurance Program from The Hartford	Yes	Yes	TrueLane®	No	All 50 states	Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.	Get quotes More Info	Compare	loading Fetching your data...
The Zebra	Yes	Yes	Yes	Yes	All 50 states	Get quotes More Info	Compare	loading Fetching your data...
Progressive	loan/lease coverage	Yes	Snapshot	Yes	All 50 states & DC	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
Pretected	Yes	Depends on provider	No	No	All 50 states	Get your most compatible insurance options via a "smart matching" method aimed at finding you value.	Get quotes More Info	Compare	loading Fetching your data...
USAA	No	Yes	SafePilot	Yes	All 50 states & DC	Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.	Get quotes More Info	Compare	loading Fetching your data...
Branch	Yes	No	Yes	Yes	AZ, CO, IL, IN, MD, MO, OH, OK, TX and WI	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...
Quinstreet - Insure.com	Yes	Depends on provider	Depends on provider	Depends on provider	All 50 states	Get quotes	Compare	loading Fetching your data...
Savvy	Yes	Depends on provider	No	Yes	All states & DC	Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual	Yes	Yes	RightTrack	Yes	All 50 states & DC	Earn free accident forgiveness after five years claims-free and customize your policy anytime.	Get quotes More Info	Compare	loading Fetching your data...
Elephant	loan/lease coverage	Yes	No	No	GA, IL, IN, MD, OH, TN, TX, VA	Get a great deal online with steep discounts and some of the highest liability limits available.	Get quotes More Info	Compare	loading Fetching your data...
Allied	Yes	Yes	Nationwide SmartRide	No	AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, MD, MI, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI& WY	Finding the right auto insurance doesn’t have to be confusing. Allied Insurance has a network of independent agents to help you get customized coverage for your unique needs.	Get quotes More Info	Compare	loading Fetching your data...
AAA	Yes	Yes	No	Yes	Alaska, Arizona, California, Montana, Nevada, Utah & Wyoming	Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in Alaska, Arizona, California, Montana, Nevada, Utah & Wyoming.	Get quotes More Info	Compare	loading Fetching your data...
Sigo Seguros	No	Yes	No	Yes	Texas	Sigo Seguors is an online-based car insurance company catering to the Spanish-speaking community. Texans can get a free quote and sign up online in minutes.	Get quotes	Compare	loading Fetching your data...
Commercialinsurance.net	Yes	Yes	Yes	Yes	All states except AK & HI	Get quotes	Compare	loading Fetching your data...

Compare up to 4 providers

Thank you for your feedback!

Roslyn McKenna

Roslyn McKenna is an insurance expert who's driven to help people get a great deal on insurance to protect their families and finances. Roslyn earned a BA in writing and communications from Maryville College and has written professionally for more than a decade, showing up on Bankrate, MSN and Reader's Digest.

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Progressive vs. Farmers: Which provider is better?