Progressive vs. Farmers: Which provider is better?

Progressive vs. Farmers

Progressive and Farmers are both big names in the insurance industry. Farmers has been around since the 1920s, and Progressive since the 1930s. Throughout the years, both companies have established solid reputations. Farmers gets an A- from the Better Business Bureau while Progressive inches out ahead with an A+.

Both providers also offer affordable insurance through their many discounts. With so many similarities between the two, which one should you choose? We help you answer that question by placing Progressive and Farmers side by side so you can compare the two companies and pick the one that best suits your needs.

	Progressive	Farmers
About the provider	Progressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.	“Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to ensure that customers have peace of mind with its award-winning Farmers Claim Services.
Price	Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.	Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs.
States served	All 50 states	All 50 states
User satisfaction*	A+	A-
J.D. Power ratings**	3/5 on overall claims satisfaction	4/5 on overall claims satisfaction
Driver discounts	View driver discounts	View driver discounts
Vehicle discounts	View vehicle discounts	View vehicle discounts
	Read Review	Read Review

* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

	Progressive	Farmers
Good student	Varies (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger)	B average or 3.0 GPA or higher
Defensive driver
Good driver	31% (no tickets or accidents in the last three years)
Pay in full discount
Multicar	10%
Military
Homeowner
Other discounts	Automatic bill pays – Varies Sign documents online – 7% (not available in CA, GA, and NC) Minor child driver – Varies (newly licensed child, 18 and under) Continuous insurance (maintained active car insurance with no gaps or cancellations)	Distant students – 23 or younger, 100+ miles away from home Teen driver – Single licensed driver under 19 Youthful driver – Driver under 25 in the household Transfer discount – Switch to Farmers with no lapse in coverage
	Read Review	Read Review

Vehicle discounts

	Progressive	Farmers
Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts		Alternative fuel – Vehicle is fueled by new alternative resources like electric / gasoline hybrid, electric, ethanol, methanol
	Read Review	Read Review

Bottom line

If you’re looking for a military discount, Progressive is the way to go. But Farmers doesn’t trail too far behind in the amount of discounts it provides. So keep your personal situation in mind to choose the one that has the most discounts that apply to you.