Progressive vs. Farmers: Which provider is better?

Progressive vs. Farmers: Which provider is better?

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Progressive vs. Farmers

Progressive and Farmers are both big names in the insurance industry. Farmers has been around since the 1920s, and Progressive since the 1930s. Throughout the years, both companies have established solid reputations. Farmers gets an A- from the Better Business Bureau while Progressive inches out ahead with an A+.

Both providers also offer affordable insurance through their many discounts. With so many similarities between the two, which one should you choose? We help you answer that question by placing Progressive and Farmers side by side so you can compare the two companies and pick the one that best suits your needs.

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Progressive

Progressive

Farmers

Farmers

About the providerProgressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.“Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to ensure that customers have peace of mind with its award-winning Farmers Claim Services.
PricePolicy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs.
States servedAll 50 statesAll 50 states
User satisfaction*A+A-
J.D. Power ratings**3/5 on overall claims satisfaction4/5 on overall claims satisfaction
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Progressive

Progressive

Farmers

Farmers

Good studentVaries (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger)B average or 3.0 GPA or higher
Defensive driver
Good driver31% (no tickets or accidents in the last three years)
Pay in full discount
Multicar10%
Military
Homeowner
Other discounts

Automatic bill pays – Varies

Sign documents online – 7% (not available in CA, GA, and NC)

Minor child driver – Varies (newly licensed child, 18 and under)

Continuous insurance (maintained active car insurance with no gaps or cancellations)

Distant students – 23 or younger, 100+ miles away from home

Teen driver – Single licensed driver under 19

Youthful driver – Driver under 25 in the household

Transfer discount – Switch to Farmers with no lapse in coverage


Vehicle discounts

Progressive

Progressive

Farmers

Farmers

Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts

Alternative fuel – Vehicle is fueled by new alternative resources like electric / gasoline hybrid, electric, ethanol, methanol

Bottom line

If you’re looking for a military discount, Progressive is the way to go. But Farmers doesn’t trail too far behind in the amount of discounts it provides. So keep your personal situation in mind to choose the one that has the most discounts that apply to you.

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Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

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