Progressive vs. AAA: Discounts, quotes, and comparison

Progressive vs. AAA: Discounts, quotes, and comparison

Progressive vs. AAA

You’ve narrowed your potential insurers to Progressive and AAA. But which one should you pick?

Despite its modern-looking logo, Progressive is a well-established insurer. The company was founded in 1937, and it’s now one of the five largest auto insurers in the United States. Founded in 1902, AAA is a mainstay of the insurance industry. It’s well known for its roadside assistance program, which offers services from towing to battery changes. Beyond covering vehicles, AAA offers home, renters and life insurance.

Take a look at the comparison tables below to find the right insurer for you.

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ProgressiveProgressiveAAAAAA
AboutProgressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.AAA is a non-profit that has been serving motorists for over 100 years. With nearly 55.6 million members, the elite federation of motor clubs is known for its roadside assistance, discounts and rewards, and hands on customer service.
PricePolicy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.Policy costs depend your personal situation. Visit AAA for a quote based on your specific needs.
States servedAll 50 statesAll 50 states
User satisfaction*A+N/A
J.D. Power ratings**3/5 on overall claims satisfaction2/5 on overall claims satisfaction
Driver discountsView driver discounts
Vehicle discountsView vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

ProgressiveProgressiveAAAAAA
Good studentVaries (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger)Yes
Defensive driverYesYes
Good driver31% (no tickets or accidents in the last three years)No
Pay in full discountYesYes
Multi car10%Yes
MilitaryYesNo
HomeownerYesYes
Other discounts
  • Automatic bill pays – Varies
  • Sign documents online – 7% (not available in CA, GA, and NC)
  • Minor child driver – Varies (newly licensed child, 18 and under)
  • Continuous insurance (maintained active car insurance with no gaps or cancellations)
  • Low annual mileage
  • Purchase in advanced

Vehicle discounts

ProgressiveProgressiveAAAAAA
Anti-theft deviceYesYes
Anti-lock brakeYesNo
Passive restraintsYesN/A
Air bagYesYes
Other discounts
  • New vehicle discount

Bottom line

Both insurers offer impressive coverage availability: They both operate in all 50 US states.

Progressive gets strong marks from the Better Business Bureau (BBB), scoring an “A+” grade. AAA doesn’t have a BBB rating, but its roadside assistance program consistently garners high praise. Unfortunately, neither insurer is strong in claims satisfaction. Progressive earns a three-out-of-five score in the category from J.D. Power, and AAA earns a two out of five.

If you’re looking for a discount, you may be in luck. Both insurers offer promotions like good-student, defensive-driver, pay-in-full and multi-car discounts.

Compare 7+ car insurance quotes at once

Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

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