Our top pick: Progressive
- Broad coverage
- Transparent pricing tools
- Accident forgiveness
- Stack 17+ discounts
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If you clock up enough miles, you’re going to run into car issues at some point. Progressive offers emergency roadside service as an add-on, which could save your road trip in an emergency.
Progressive’s roadside assistance covers the costs of towing and labor for up to one hour. If it takes longer to get your car running, you’ll have to pay the difference. The good news is the most common roadside repairs typically take an hour or less.
If your car breaks down or can’t be driven, Progressive will cover these costs:
It varies depending on where you live and the car you drive, but expect to pay around $16 a year for Progressive’s roadside assistance. This fee is higher than competitor carriers like Geico and State Farm, but less expensive than that of membership clubs like AAA.
To opt into roadside assistance, you’ll need comprehensive and collision coverage, so factor those costs in when you’re crunching the numbers.
Progressive offers roadside assistance as a policy add-on. If you’re not already a customer, the quickest way to purchase a policy is to start with an online quote.
Otherwise, call customer service on 800-776-47437 to purchase a policy or add roadside assistance to your current coverage.
Progressive keeps it simple. When you’re stuck, call 800-776-2778. The department is open 24/7. A representative will confirm your coverage and ask for your location and what kind of problem you’re having. They’ll then dispatch a professional to help you.
Like all insurers, Progressive restricts its roadside assistance services. In most states, you must have collision and comprehensive coverage to opt into the service. The limits vary between policies and states. For example, North Carolina and Virginia have tighter limits.
While Progressive’s roadside assistance service is fairly standard, it does cover labor costs for up to an hour and towing for up to 15 miles. It does have its limits, so take the time to compare providers to score the best possible deal on roadside coverage and car insurance.
Navy Federal’s Visa Buxx card has no fees, but you must qualify for membership with the credit union.
This insurance shopping tool compares 100+ companies and prefills your quote forms.
Existing users can get a discount, but coverage is only offered in Arizona for now.
A store card you can only use at the Horizon Outlet online store.
Receive extra liability coverage with an umbrella policy from these top insurers, though they may require you to have car insurance through them.
A store card you can use exclusively at the Horizon Outlet online store.
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Plus, 2 you can’t.
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