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Compare NJM vs Geico car insurance

Who has the best car insurance in Oct 2020, NJM or Geico?

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Both NJM and Geico have solid car insurance options, but which one has the best coverage and discounts for you? Compare Geico and NJM side by side to get the details you need to pick the best car insurance for you.

 

New Jersey Manufacturers

Geico

OVERVIEW

OVERVIEW
About the provider
About the brand This mutual company has local agents dotted around 3 states to offer specialized service and exclusive benefits. Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.
States served
States served CT, NJ, PA All 50 states

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Optional
New car protection
New car protection No Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Not specified Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods Online
Phone
Online
Phone
Agent
Payment schedule
Payment schedule Monthly
12 months
6 months
custom

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes, up to 25%
Bundling discount
Bundling discount Yes, NJ drivers only Varies
Home owner discount
Home owner discount Yes No
Military discount
Military discount No Yes, up to 15%
Multi car discount
Multi car discount Yes Yes, up to 25%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount No Yes, up to 15%
Safe driver discount
Safe driver discount Yes, 5%, NJ drivers only Varies
Special employment discount
Special employment discount No Yes
Student discount
Student discount Yes, high school & college students with a 3.0 GPA Yes, up to 15%
Usage based discount
Usage based discount No No
Learn more
Learn more

Compare alternatives to NJM and Geico

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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