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Nationwide vs. USAA: Which insurer is better?
Both companies have a long company history, but USAA stands out for its dependable customer support.
Founded in 1926, Nationwide is the eighth-largest insurance company in the US. The company ranks high in customer service, getting an A+ Superior rating from AM Best and an A from the Better Business Bureau. Like Nationwide, USAA has been around since the 1920s and gets an excellent grade from the BBB with an A+.
USAA was founded on its mission to proudly serve our military, and its focus on service for its members makes it one of the highest-ranking companies in customer satisfaction year after year. Both Nationwide and USAA offer discounts to make car insurance more affordable, but USAA takes the lead for the number of available discounts.
With so many similarities between the two insurers, which one should you choose? USAA is our top pick for its ongoing stellar customer support and reputation. However, if you don’t qualify for USAA, Nationwide is a solid contender. Below we compare both companies side by side so you can determine which one best suits your needs.
|
|
|
|---|---|
| Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service. | Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family. |
| All states except AK, HI, LA, MA | All 50 states & DC |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Online Phone |
Online Phone |
| 12 months 6 months Monthly |
12 months 6 months custom |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| No | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes, 5-40% | Yes |
|
|
|
Bottom line
Having served in the military or being a family member of someone who has qualifies you to get coverage through USAA. And if you qualify, USAA’s stellar reputation makes this provider a top contender. But if you’re not fortunate enough to qualify for insurance through USAA, Nationwide is a solid choice. Compare your car insurance options to find the best insurance company for you.
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