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Nationwide vs. USAA: Discounts, savings and comparison
Nationwide vs. USAA
Founded in 1926, Nationwide is the eighth-largest insurance provider in the US. The company ranks high in customer service, getting an A+ Superior rating from A.M. Best and an A from the Better Business Bureau. Like Nationwide, USAA has been around since the 1920s and gets an excellent grade from the BBB — an A+.
USAA was founded on its mission to proudly serve our military, and its focus on service for its members makes it one of the highest ranking companies in customer satisfaction year after year. Both Nationwide and USAA offer discounts to make car insurance more affordable, like Nationwide’s safe driver discount and USAA’s new vehicle discount.
With so many similarities between the two providers, which one should you choose? Below we compare both companies side by side so you can determine which one best suits your needs.
Our top pick: USAA
Affordable car insurance with highly rated customer service for military members and their families. Only available to military members, veterans and affiliated military members.
- Save when you bundle your home and car insurance
- Driver & vehicle discounts
- 24/7 claims service through USAA’s free mobile app
- Membership savings
- Get dividends from company profits
- Flexible premium payments
- For military members & family
- Convenient service through the mobile app
- Coverage around the world
|
|
|
|---|---|
| Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service. | Affordable car insurance with highly rated customer service for military members and their families. Only available to military members, veterans and affiliated military members. |
| All states except AK, HI, LA, MA | All 50 states |
| Optional | Optional |
| Yes | No |
| Yes | Yes |
| No | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months 6 months Monthly |
12 months 6 months custom |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| No | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes, 5-40% | Yes |
|
|
|
Bottom line
Having served in the military or being a family member of someone who has qualifies you to get coverage through USAA. And if you qualify, USAA’s stellar reputation makes this provider a top contender. But if you’re not fortunate enough to qualify for insurance through USAA, Nationwide is a solid choice. Compare your car insurance options to find the best insurance company for you.
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