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Nationwide vs. The General: Which provider is better?

Nationwide vs. The General

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Fact checked

Both Nationwide and The General provide insurance in 46 US states. And both companies have a good reputation for customer service. Nationwide receives an A in user satisfaction from the Better Business Bureau, while The General earns an A+.

The General is known for insuring drivers who might have driving violations or poor credit. If you are having a hard time finding coverage because of your personal situation, you are likely considering The General. Below we put Nationwide and The General side by side in a comprehensive comparison so you have the facts you need to make a decision.

Our top pick: Nationwide

Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service.

  • A.M. Best A+ Superior rating
  • On Your Side Auto Repair Network
  • Plenti rewards program
  • A.M. Best A+ Superior rating
  • On Your Side Auto Repair Network
  • Plenti rewards program
 

Nationwide

The General

OVERVIEW

OVERVIEW
About the provider
About the brand Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service. Snag affordable coverage for high-risk drivers, a marketing claim backed by our rate analysis which showed premiums less than $80 a month.
States served
States served All states except AK, HI, LA, MA All states except Hawaii, Massachusetts, Michigan and New Jersey

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes No
Accident forgiveness
Accident forgiveness Yes No
Rideshare coverage
Rideshare coverage No No
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods Online
Phone
phone
Payment schedule
Payment schedule 12 months
6 months
Monthly
12 months
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount No Yes
Military discount
Military discount No Yes
Multi car discount
Multi car discount No Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes No
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes
Usage based discount
Usage based discount Yes, 5-40% No
Learn more
Learn more

Bottom line

Nationwide doesn’t provide a huge amount of discounts, but they do offer considerably more than The General. However, if you don’t qualify for insurance through Nationwide, The General is a good second choice. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Nationwide and The General

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
Assurance
Optional
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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