Nationwide vs. The General: Which provider is better?

Nationwide vs. The General: Which provider is better?

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Nationwide vs. The General

Both Nationwide and The General provide insurance in 46 US states. And both companies have a good reputation for customer service. Nationwide receives an A in user satisfaction from the Better Business Bureau, while The General earns an A+.

The General is known for insuring drivers who might have driving violations or poor credit. If you are having a hard time finding coverage because of your personal situation, you are likely considering The General. Below we put Nationwide and The General side by side in a comprehensive comparison so you have the facts you need to make a decision.

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Nationwide

Nationwide

The General

The General

About the provider Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926. The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.
Price Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs. Policy costs depend your personal situation. Visit The General for a quote based on your specific needs.
States served 46 46
User satisfaction* A A+
J.D. Power ratings** 3/5 on overall claims satisfaction N/A
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Nationwide

Nationwide

The General

The General

Good student Varies (full-time student, B average or higher, 16 to 24)
Defensive driver
Good driver Up to 10% (no at-fault accidents and free of major violations for at least 5 years)
Pay in full discount
Multicar
Military
Homeowner
Other discounts

Multi policy discount – Up to 20%

SmartRide discount – 5-40% (usage based discount using plug-in device)

USAA Family Plan – Up to 25%

Easy-Pay sign-up discount

Affinity car insurance discounts – For members of partner business or organization

Paperless documents discount – Varies


Vehicle discounts

Nationwide

Nationwide

The General

The General

Anti-theft device Varies (factory-installed deterrents)
Anti-lock brake
Passive restraints N/A
Air bag
Other discounts

Bottom line

Nationwide doesn’t provide a huge amount of discounts, but they do offer considerably more than The General. However, if you don’t qualify for insurance through Nationwide, The General is a good second choice.

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