Nationwide vs. The General: Which provider is better?

Nationwide vs. The General: Which provider is better?

Nationwide vs. The General

Both Nationwide and The General provide insurance in 46 US states. And both companies have a good reputation for customer service. Nationwide receives an A in user satisfaction from the Better Business Bureau, while The General earns an A+.

The General is known for insuring drivers who might have driving violations or poor credit. If you are having a hard time finding coverage because of your personal situation, you are likely considering The General. Below we put Nationwide and The General side by side in a comprehensive comparison so you have the facts you need to make a decision.

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NationwideNationwideThe GeneralThe General
AboutNationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926.The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.
PricePolicy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs.Policy costs depend your personal situation. Visit The General for a quote based on your specific needs.
States served4646
User satisfaction*AA+
J.D. Power ratings**3/5 on overall claims satisfactionN/A
Driver discountsView driver discounts
Vehicle discountsView vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

NationwideNationwideThe GeneralThe General
Good studentVaries (full-time student, B average or higher, 16 to 24)No
Defensive driverYesNo
Good driverUp to 10% (no at-fault accidents and free of major violations for at least 5 years)No
Pay in full discountNoYes
Multi carNoNo
MilitaryNoNo
HomeownerNoNo
Other discounts
  • Multi policy discount – Up to 20%
  • SmartRide discount – 5-40% (usage based discount using plug-in device)
  • Nationwide Family Plan – Up to 25%
  • Easy-Pay sign-up discount
  • Affinity car insurance discounts – For members of partner business or organization
  • Paperless documents discount – Varies

Vehicle discounts

NationwideNationwideThe GeneralThe General
Anti-theft deviceVaries (factory-installed deterrents)No
Anti-lock brakeNoNo
Passive restraintsN/ANo
Air bagNoNo
Other discounts

Bottom line

Nationwide doesn’t provide a huge amount of discounts, but they do offer considerably more than The General. However, if you don’t qualify for insurance through Nationwide, The General is a good second choice.

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Enter your ZIP code below and click Compare Now to find the best rates near you.

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