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Nationwide vs. Esurance: Discounts, quotes, and comparison
Nationwide vs. Esurance
Trying to decide between Nationwide and Esurance? It’s time to compare them and pick the best one for you.
Founded in 1926, Nationwide has been around for almost a hundred years. Meanwhile, Esurance is a much younger player in the insurance market, founded in 1999. Though the latter company got in the game fairly recently, it’s gained a lot of traction since its inception. Today, it’s owned by Allstate.
Nationwide and Esurance are mostly neck-and-neck for coverage availability and customer satisfaction. Consider getting quotes from both companies and seeing which discounts you can scoop up.
- Customized coverage
- 24/7 claims service
- Convenient mobile app
Our top pick: Esurance
Convenient online quotes, coverage and claims for tech-savvy drivers.
- Online quotes in minutes
- Competitive pricing
- A+ BBB rating
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|
|
|---|---|
| Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service. | Convenient online quotes, coverage and claims for tech-savvy drivers. |
| All states except AK, DE, HI, NH, MT, VT, WY | All states except AK, DE, HI, MT, NH, VT, WY |
| Not rated | 3 stars |
| 5 stars | 5 stars |
| Optional | Included free |
| Yes | Yes |
| Yes | No |
| No | No |
| Yes |
Yes |
| online phone |
online |
| 12 months 6 months monthly |
12 months monthly |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| No | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| No | No |
| Yes | Yes |
| Yes, 5-40% | No |
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Bottom line
Nationwide and Esurance cover most, but not all, US states. The former covers 46 states, while the latter covers 40 states. Both companies earn high Better Business Bureau marks, but score middling grades in claims satisfaction.
You may find the biggest difference in discounts offered. Both insurers offer good-student, defensive-driver and good-driver discounts. However, Esurance offers a discount for paying in full; Nationwide doesn’t. Furthermore, Esurance offers vehicle discounts for anti-lock brakes and air bags, while Nationwide doesn’t.
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