Nationwide vs. Esurance
Trying to decide between Nationwide and Esurance? It’s time to compare them and pick the best one for you.
Founded in 1926, Nationwide has been around for almost a hundred years. Meanwhile, Esurance is a much younger player in the insurance market, founded in 1999. Though the latter company got in the game fairly recently, it’s gained a lot of traction since its inception. Today, it’s owned by Allstate.
Nationwide and Esurance are mostly neck-and-neck for coverage availability and customer satisfaction. Consider getting quotes from both companies and seeing which discounts you can scoop up.
- CoverageMyWay® customized coverage
- 24/7 claims service
- Convenient mobile app
Our top pick: Esurance
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
- First-rate site with quotes in minutes
- Competitive pricing
- A+ BBB rating
 Nationwide |
 Esurance |
|
|---|---|---|
| About the provider | Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926. | Esurance, the online insurance company, is making its name known in the car insurance world, offering affordable coverage for just about any of your vehicles. It takes pride in a hassle-free experience, and customers respect its low rates and excellent customer service. |
| Price | Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs. | Policy costs depend your personal situation. Visit Esurance for a quote based on your specific needs. |
| States served | 46 | 43 states |
| User satisfaction* | A | A+ |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | 3/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Nationwide |
Esurance |
|
|---|---|---|
| Anti-theft device | Varies (factory-installed deterrents) | 5-25% |
| Anti-lock brake | 5% | |
| Passive restraints | N/A | 2-33% |
| Air bag | ||
| Other discounts | New vehicle discount | |
Bottom line
Nationwide and Esurance cover most, but not all, US states. The former covers 46 states, while the latter covers 40 states. Both companies earn high Better Business Bureau marks, but score middling grades in claims satisfaction.
You may find the biggest difference in discounts offered. Both insurers offer good-student, defensive-driver and good-driver discounts. However, Esurance offers a discount for paying in full; Nationwide doesn’t. Furthermore, Esurance offers vehicle discounts for anti-lock brakes and air bags, while Nationwide doesn’t.
Compare your car insurance options to find the best insurance company for you.