Nationwide vs. AAA: Which provider is better?

Nationwide vs. AAA: Which provider is better?

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Nationwide vs. AAA

Nationwide and AAA are both household names, but not everyone is aware that AAA also provides car insurance in addition to roadside assistance and travel discounts.

In order to get insurance through AAA, you’ll need to be a member, which will set you back up to $100 annually. But with that membership come perks like emergency check cashing, theft reward, entertainment discounts and more.

Nationwide has many benefits as well. It offers vehicle and driver discounts, and has a reputation for great customer service. Nationwide earns an A from the Better Business Bureau.

If you’re trying to decide between these two providers, we’be got you covered. Below you will find a detailed side-by-side comparison of Nationwide and AAA.

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Compare the best car insurance companies near you.

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Nationwide

Nationwide

AAA

AAA

About the provider Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926. AAA is a non-profit that has been serving motorists for over 100 years. With nearly 55.6 million members, the elite federation of motor clubs is known for its roadside assistance, discounts and rewards, and hands on customer service.
Price Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs. Policy costs depend your personal situation. Visit AAA for a quote based on your specific needs.
States served 46 All 50 states
User satisfaction* A N/A
J.D. Power ratings** 3/5 on overall claims satisfaction 2/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Nationwide

Nationwide

AAA

AAA

Good student Varies (full-time student, B average or higher, 16 to 24)
Defensive driver
Good driver Up to 10% (no at-fault accidents and free of major violations for at least 5 years)
Pay in full discount
Multicar
Military
Homeowner
Other discounts

Multi policy discount – Up to 20%

SmartRide discount – 5-40% (usage based discount using plug-in device)

USAA Family Plan – Up to 25%

Easy-Pay sign-up discount

Affinity car insurance discounts – For members of partner business or organization

Paperless documents discount – Varies

Low annual mileage

Purchase in advanced


Vehicle discounts

Nationwide

Nationwide

AAA

AAA

Anti-theft device Varies (factory-installed deterrents)
Anti-lock brake
Passive restraints N/A N/A
Air bag
Other discounts

New vehicle discount

Find the cheapest rates

Compare the best car insurance companies near you.

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Bottom line

AAA might set you back a little more than Nationwide, but if you’re looking for the rewards that come with a AAA membership, it might be a good fit for you. If cost is your primary concern, Nationwide is a great choice. Keep your personal situation in mind when comparing the discounts offered by each one so you can determine which one will save you the most money.

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