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Mitsubishi Eclipse car insurance rates

The Eclipse is one of the most affordable SUVs to insure

The Eclipse is known for its affordable price and sporty style. Those factors along with its older model year and multiple insurer options will likely keep your Eclipse insurance rates around the average of $1,300 per year. For comparison, the similar Acura ILX goes for $2,148 per year. Filter car insurance companies by your state to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Gabi
Optional
Optional
Yes
All 50 states except AK & HI
Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.
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How do I compare insurance for the Eclipse?

As a discontinued car model, the Eclipse comes with a low price tag and many insurer choices, possibly keeping rates low. However, you might choose extra coverage for comprehensive and roadside assistance due to this car’s theft history and moderate potential for breakdowns.

Factors to consider as you shop for insurance:

  • Body type. This Mitsubishi model range comes as a convertible, coupe and now crossover CUV called the Eclipse Cross. Taking the Eclipse convertible option sets you up for a higher insurance premium due to higher MSRP and theft rates.
  • Fuel. This car doesn’t get stellar fuel economy with a rating between 20 to 23 combined mpg.
  • Maintenance. Owners have reported several complaints with this car, most notably transmission failure in the 1999 and 2001 models. These have resulted in repair expenses as high as $2,500.
  • Theft. This car does have a history of theft with rates as high as five to seven thefts per 1,000 cars in production. That’s a mark against the car in your insurer’s eyes.
  • Coverage. The Eclipse may not require a special policy or many add-ons due to the low cost of this discontinued model. However, consider comprehensive coverage in case of theft, collision for extra physical damage protection and roadside assistance due to potential breakdowns.
  • Insurer options. Most insurance companies cover this car, giving you multiple options to consider.
  • Warranty. Mitsubishi’s five-year warranty isn’t applicable to this vehicle since it was discontinued in 2012. You’ll have to pay for repairs and servicing out of pocket.

Does the Mitsubishi Eclipse qualify for discounts?

The Eclipse comes with several standard safety features to help you lower your premium with discounts:

  • Airbags
  • Antilock brakes
  • Antitheft device
  • Electronic stability control
  • Daytime headlights
  • Emergency trunk release
  • Traction control

How reliable is the Mitsubishi Eclipse?

Older Eclipse models that could concern owners, including multiple recalls and transmission issues. However, 2010, 2011 and 2012 models have had fewer reported problems and include a high safety rating.

  • Safety. The 3029 Eclipse Cross was awarded the IIHS top safety pick. However, the NHTSA has given the Eclipse Spyder a rating of Good for crashtestworthiness with a Moderate rating for the car’s head restraints and seats.
  • Reliability. Some owners have issues with older year models, including expensive transmission failure and brake issues. The 2012 model has seen far fewer reported problems.
  • Recalls. The car has multiple recalls, including problems with the brakes, fuel system, battery cables and steering. However, it has had a long production period, and the newest models don’t include any recalls.

Bottom line

For a sports car, the Eclipse comes with a low ticket price because it’s a discontinued model, giving insurers a reason to lower rates due to lower repair costs. However, older models have had several reliability and maintenance issues to consider.
Find insurance providers that fit your coverage needs or compare rates for another car model.

Frequently asked questions about the Eclipse insurance

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