Mitsubishi Eclipse car insurance rates

The Eclipse is one of the most affordable SUVs to insure

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Mitsubishi Eclipse Auto

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Average Mitsubishi Eclipse insurance rates

The Eclipse is known for its affordable price and sporty style. Those factors along with its older model year and multiple insurer options will likely keep your Eclipse insurance rates around the average of $1,300 per year. For comparison, the similar Acura ILX goes for $2,148 per year.

Compare car insurance for your Mitsubishi Eclipse

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Allstate
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

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How much does Mitsubishi Eclipse car insurance cost?

ModelMonthly insurance rateBase car price
I-miev$197.00$22,995
Lancer$213.00$17,795
Mirage$205.00$12,995
Outlander$213.00$23,495
Outlander Sport$185.00$19,795

How do I compare insurance for the Eclipse?

As a discontinued car model, the Eclipse comes with a low price tag and many insurer choices, possibly keeping rates low. However, you might choose extra coverage for comprehensive and roadside assistance due to this car’s theft history and moderate potential for breakdowns.

Factors to consider as you shop for insurance:

  • Body type. This Mitsubishi model range comes as a convertible, coupe and now crossover CUV called the Eclipse Cross. Taking the Eclipse convertible option sets you up for a higher insurance premium due to higher MSRP and theft rates.
  • Fuel. This car doesn’t get stellar fuel economy with a rating between 20 to 23 combined mpg.
  • Maintenance. Owners have reported several complaints with this car, most notably transmission failure in the 1999 and 2001 models. These have resulted in repair expenses as high as $2,500.
  • Theft. This car does have a history of theft with rates as high as five to seven thefts per 1,000 cars in production. That’s a mark against the car in your insurer’s eyes.
  • Coverage. The Eclipse may not require a special policy or many add-ons due to the low cost of this discontinued model. However, consider comprehensive coverage in case of theft, collision for extra physical damage protection and roadside assistance due to potential breakdowns.
  • Insurer options. Most insurance companies cover this car, giving you multiple options to consider.
  • Warranty. Mitsubishi’s five-year warranty isn’t applicable to this vehicle since it was discontinued in 2012. You’ll have to pay for repairs and servicing out of pocket.

Does the Mitsubishi Eclipse qualify for discounts?

The Eclipse comes with several standard safety features to help you lower your premium with discounts:

  • Airbags
  • Antilock brakes
  • Antitheft device
  • Electronic stability control
  • Daytime headlights
  • Emergency trunk release
  • Traction control

How reliable is the Mitsubishi Eclipse?

Older Eclipse models that could concern owners, including multiple recalls and transmission issues. However, 2010, 2011 and 2012 models have had fewer reported problems and include a high safety rating.

  • Safety. The 3029 Eclipse Cross was awarded the IIHS top safety pick. However, the NHTSA has given the Eclipse Spyder a rating of Good for crashtestworthiness with a Moderate rating for the car’s head restraints and seats.
  • Reliability. Some owners have issues with older year models, including expensive transmission failure and brake issues. The 2012 model has seen far fewer reported problems.
  • Recalls. The car has multiple recalls, including problems with the brakes, fuel system, battery cables and steering. However, it has had a long production period, and the newest models don’t include any recalls.

Bottom line

For a sports car, the Eclipse comes with a low ticket price because it’s a discontinued model, giving insurers a reason to lower rates due to lower repair costs. However, older models have had several reliability and maintenance issues to consider.

Find insurance providers that fit your coverage needs or compare rates for another car model.

Frequently asked questions about the Eclipse insurance

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