Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Mitsubishi Eclipse car insurance rates
The Eclipse is one of the most affordable SUVs to insure
Compare car insurance quotes
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
The Eclipse is known for its affordable price and sporty style. Those factors along with its older model year and multiple insurer options will likely keep your Eclipse insurance rates around the average of $1,300 per year. For comparison, the similar Acura ILX goes for $2,148 per year.
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Broad coverage, including for custom car parts or ridesharing
- Transparent pricing tools that help you buy within budget
- Accident forgiveness on small claims or for staying claim-free
- Stack a variety of discounts for multiple cars, autopay or homeownership
Compare car insurance for your Mitsubishi Eclipse
How do I compare insurance for the Eclipse?
As a discontinued car model, the Eclipse comes with a low price tag and many insurer choices, possibly keeping rates low. However, you might choose extra coverage for comprehensive and roadside assistance due to this car’s theft history and moderate potential for breakdowns.
Factors to consider as you shop for insurance:
- Body type. This Mitsubishi model range comes as a convertible, coupe and now crossover CUV called the Eclipse Cross. Taking the Eclipse convertible option sets you up for a higher insurance premium due to higher MSRP and theft rates.
- Fuel. This car doesn’t get stellar fuel economy with a rating between 20 to 23 combined mpg.
- Maintenance. Owners have reported several complaints with this car, most notably transmission failure in the 1999 and 2001 models. These have resulted in repair expenses as high as $2,500.
- Theft. This car does have a history of theft with rates as high as five to seven thefts per 1,000 cars in production. That’s a mark against the car in your insurer’s eyes.
- Coverage. The Eclipse may not require a special policy or many add-ons due to the low cost of this discontinued model. However, consider comprehensive coverage in case of theft, collision for extra physical damage protection and roadside assistance due to potential breakdowns.
- Insurer options. Most insurance companies cover this car, giving you multiple options to consider.
- Warranty. Mitsubishi’s five-year warranty isn’t applicable to this vehicle since it was discontinued in 2012. You’ll have to pay for repairs and servicing out of pocket.
Does the Mitsubishi Eclipse qualify for discounts?
The Eclipse comes with several standard safety features to help you lower your premium with discounts:
- Antilock brakes
- Antitheft device
- Electronic stability control
- Daytime headlights
- Emergency trunk release
- Traction control
How reliable is the Mitsubishi Eclipse?
Older Eclipse models that could concern owners, including multiple recalls and transmission issues. However, 2010, 2011 and 2012 models have had fewer reported problems and include a high safety rating.
- Safety. The 3029 Eclipse Cross was awarded the IIHS top safety pick. However, the NHTSA has given the Eclipse Spyder a rating of Good for crashtestworthiness with a Moderate rating for the car’s head restraints and seats.
- Reliability. Some owners have issues with older year models, including expensive transmission failure and brake issues. The 2012 model has seen far fewer reported problems.
- Recalls. The car has multiple recalls, including problems with the brakes, fuel system, battery cables and steering. However, it has had a long production period, and the newest models don’t include any recalls.
For a sports car, the Eclipse comes with a low ticket price because it’s a discontinued model, giving insurers a reason to lower rates due to lower repair costs. However, older models have had several reliability and maintenance issues to consider.
Frequently asked questions about the Eclipse insurance
More guides on Finder
Heacock Classic car insurance review October 2020
Insure your classic car or race car at agreed value with Heacock Classic, but you’ll have to look elsewhere if you have recent claims or major violations.
Compare Auto Insurance
Get cheap car insurance rates.
Grundy classic car insurance review October 2020
Protect your classic as well as your daily driver with steep liability coverage all on one policy.
J.C. Taylor classic car insurance review October 2020
Protect nearly any classic vehicle at least 19 years old with no-fuss, standard coverage.
Hagerty classic car insurance review October 2020
Hagerty sets the bar on wide classic car coverage with thousands of positive customer reviews to back it up.
How do I prevent keyless car theft?
Keyless cars can be easy to steal with cheap tech, but are they stolen more often?
Compare the best online car insurance companies
Compare the 5 best digital-focused car insurance companies.
Compare manual vs. automatic car insurance
Cars with stick shifts cost a little less to insure than automatics
Compare car insurance after a life event
When life changes, re-evaluating your policy can help you save on your car insurance premium.
How to lower car insurance costs
No one wants to pay more for car insurance than they need to. Compare the easiest ways to pay less on your monthly car insurance bill.