Mitsubishi Eclipse car insurance rates

How do I compare insurance for the Eclipse?

As a discontinued car model, the Eclipse comes with a low price tag and many insurer choices, possibly keeping rates low. However, you might choose extra coverage for comprehensive and roadside assistance due to this car’s theft history and moderate potential for breakdowns.

Factors to consider as you shop for insurance:

• Body type. This Mitsubishi model range comes as a convertible, coupe and now crossover CUV called the Eclipse Cross. Taking the Eclipse convertible option sets you up for a higher insurance premium due to higher MSRP and theft rates.
• Fuel. This car doesn’t get stellar fuel economy with a rating between 20 to 23 combined mpg.
• Maintenance. Owners have reported several complaints with this car, most notably transmission failure in the 1999 and 2001 models. These have resulted in repair expenses as high as $2,500.
• Theft. This car does have a history of theft with rates as high as five to seven thefts per 1,000 cars in production. That’s a mark against the car in your insurer’s eyes.
• Coverage. The Eclipse may not require a special policy or many add-ons due to the low cost of this discontinued model. However, consider comprehensive coverage in case of theft, collision for extra physical damage protection and roadside assistance due to potential breakdowns.
• Insurer options. Most insurance companies cover this car, giving you multiple options to consider.
• Warranty. Mitsubishi’s five-year warranty isn’t applicable to this vehicle since it was discontinued in 2012. You’ll have to pay for repairs and servicing out of pocket.

Does the Mitsubishi Eclipse qualify for discounts?

The Eclipse comes with several standard safety features to help you lower your premium with discounts:

How reliable is the Mitsubishi Eclipse?

Older Eclipse models that could concern owners, including multiple recalls and transmission issues. However, 2010, 2011 and 2012 models have had fewer reported problems and include a high safety rating.

• Safety. The 3029 Eclipse Cross was awarded the IIHS top safety pick. However, the NHTSA has given the Eclipse Spyder a rating of Good for crashtestworthiness with a Moderate rating for the car’s head restraints and seats.
• Reliability. Some owners have issues with older year models, including expensive transmission failure and brake issues. The 2012 model has seen far fewer reported problems.
• Recalls. The car has multiple recalls, including problems with the brakes, fuel system, battery cables and steering. However, it has had a long production period, and the newest models don’t include any recalls.

Bottom line

For a sports car, the Eclipse comes with a low ticket price because it’s a discontinued model, giving insurers a reason to lower rates due to lower repair costs. However, older models have had several reliability and maintenance issues to consider.
Find insurance providers that fit your coverage needs or compare rates for another car model.

Frequently asked questions about the Eclipse insurance

• Why was the Mitsubishi Eclipse discontinued?

  Mitsubishi stopped making the Eclipse due to slow sales for the model. The company also wanted to focus on manufacturing hybrids and electric cars.

• How much does the Eclipse cost?

  Depending on the year and the car’s condition, a used Eclipse can cost between $5,000 to $13,000.

• What features does the Mitsubishi Eclipse Cross have?

  The Eclipse Cross comes in five trim levels with various features, such as daytime running lights, heated side mirrors, folding rear seats, rearview camera, seven-inch touchscreen infotainment, automatic and remote climate control, optional rear spoiler, driver assistance (blind spot monitoring, cross-traffic alert), heated seats and optional leather upholstery.

• How much does the Eclipse Cross cost?

  The Eclipse Cross ranges from $23,600 to $30,700 MSRP.