Get the cheapest quotes for your car
Compare providers in your area.
Finder makes money from featured partners, but editorial opinions are our own.
Advertiser disclosure
Mini car insurance rates
Compare car insurance for Minis
The average insurance cost of a Mini is around $200 a month. But your exact cost will be determined by many factors, including your driving history, your location, the amount of miles you drive your car and other factors. Filter car insurance companies by your state to get a quote.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Mini Cooper | $227 | $20,950 |
| Mini Cooper 4-door | $140 | $23,450 |
| Mini Clubman | $132 | $26,000 |
| Mini Convertible | $108 | $22,500 |
| Mini Countryman | $140 | $26,600 |
| Mini Countryman SE | $130 | $33,441 |
Get the cheapest quotes for your car
Compare providers in your area.
Mini insurance cost factors
Insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors, when determining the cost of insurance.
Despite a Mini’s diminutive size, it does surprising well in safety tests, which helps to bring down the cost of insuring one. It’s also not too costly to repair or replace, another positive for the cost of insurance. However, there are less expensive cars of the same size out there.
With the US public’s desire to own this unique car, you’ll find that most insurance providers will cover your Mini.
Pros and cons of insuring a Mini
Pros
- Not commonly targeted by thieves
- Good safety features
Cons
- Depending on the trim package you select, some models can exceed $40,000.
About the Mini brand
Mini can trace its roots back to 1957, when the Morris Company set out to build a “small, fuel-efficient car capable of carrying four adults, within economic reach of just about everyone.” Two years later the first Mini was launched. The British public embraced the Mini, and it quickly became a cultural phenomenon.
In 1999, the new concept Mini was introduced in the US, the version seen on our roads and highways today. The Mini went on to win the 2003 North American Car of the Year Award, along with the hearts’ of American enthusiasts across the country.
Are there any standout Mini car models?
You’ll always enjoy driving a John Cooper Works trim of any Mini model. JCW is designed for the fun of extreme driving with Mini’s motorsport heritage in mind. Choosing this high-end trim package typically features a turbocharged engine. To up the British charm even more, you can add the Union Jack flag to the tail lights, roof, clutch and more.
What’s the Mini Car & Ride Sharing Lease?
Mini’s Car & Ride Sharing Lease is an upgrade to a traditional lease that allows you to use your leased Mini to earn money by driving passengers or even renting out your car. This new program is only available from a select few Mini dealers, mostly in California. If you are already currently leasing a Mini, you can easily upgrade your lease to start earning while you drive.
Mini car facts
- Mini is the second most produced car in Britain.
- In 2012, the record amount of people that could fit in a Mini car was set at 28, according to Guinness World Records.
- Mini cars have been around since 1959, but the British company was founded in 1969.
Bottom line
Insuring your Mini won’t be too costly, especially because of its better-than-average safety ratings. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Mini
More guides on Finder
-
Personal lender head-to-head matchups
See how top personal lenders stack up against the competition.
-
Business lender head-to-head matchups
Compare one business loan provider versus another in these head to head matchups.
-
Get a $70,000 loan
Compare $70,000 loans and what you need to qualify.
-
8 investing tips every beginner should know
If you’re new to investing, you need to read this.
-
Get a $60,000 loan
Compare $60,000 loans and the requirements needed to qualify.
-
Get a $40,000 loan
Compare $40,000 loans and lender requirements to qualify.
-
SEP IRA vs. Roth IRA: How do they compare?
Compare the key differences in investment options, contribution limits and tax advantages between SEP IRAs and Roth IRAs.
-
8 best rollover IRA accounts for 2024
Explore the advantages and shortcomings of the best rollover IRAs for beginners, mobile trading, advanced traders and more.
-
Methodology for IRAs
We rate broker and robo-advisor IRAs by investment options, tax strategies, IRA matching and more.
-
Get a $600 loan
How to get a $600 loan, including eligibility requirements and where to find them.
Ask a Question