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Compare MetLife vs State Farm car insurance

Who has the best car insurance in Jan 2022, MetLife or State Farm?

Posted Aug 20, 2020

Fact checked

Both MetLife and State Farm have solid car insurance options, but which one has the best coverage and discounts for you? Compare State Farm and MetLife side by side to get the details you need to pick the best car insurance for you.

	Read review	Read review
OVERVIEW			OVERVIEW
About the provider
About the brand	With an array of car insurance policies and coverage options, you’re almost certain to find a policy that meets your unique needs.	Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Speak to an agent: 877-745-0232
States served
States served	All 50 states	All 50 states
COVERAGE			COVERAGE
Roadside assistance
Roadside assistance	Included free	Optional
New car protection
New car protection	Yes	No
Accident forgiveness
Accident forgiveness	No	Yes
Rideshare coverage
Rideshare coverage	Yes (California, Colorado, Illinois, Texas and Washington)	Yes
SR-22 insurance
SR-22 insurance	No info available	Yes
Claims methods
Claims methods	Online Phone	Online Phone
Payment schedule
Payment schedule	monthly	12 months 6 months Monthly
DISCOUNTS			DISCOUNTS
Anti-theft device discount
Anti theft device discount	Yes	Yes
Bundling discount
Bundling discount	Yes	Yes
Home owner discount
Home owner discount	Yes	Yes
Military discount
Military discount	No	No
Multi car discount
Multi car discount	Yes	Yes, Up to 20%
Paid in full discount
Paid in full discount	No	Yes
Safety device discount
Safety device discount	Yes	Yes, up to 40%
Safe driver discount
Safe driver discount	Yes	Yes
Special employment discount
Special employment discount	No	No
Student discount
Student discount	Yes	Yes, Up to 25%
Usage based discount
Usage based discount	Yes	No
Learn more
Learn more	Read review	Read review

Compare alternatives to MetLife and State Farm

Name	Gap insurance	Homeowner discount	Telematics	Has an app?	Available states
Allstate	Yes	Yes	Drivewise	Yes	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. Speak to an agent: 877-526-1527	Get quotes More Info	Compare	loading Fetching your data...
Progressive	loan/lease coverage	Yes	Snapshot	Yes	All 50 states & DC	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
Pretected	Yes	Depends on provider	No	No	All 50 states	Get your most compatible insurance options via a "smart matching" method aimed at finding you value.	Get quotes More Info	Compare	loading Fetching your data...
Root	No	Yes	Telematics only	Yes	Available in 31 states	Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from the Hartford	Yes	Yes	TrueLane®	No	All 50 states	Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.	Get quotes More Info	Compare	loading Fetching your data...
USAA	No	Yes	SafePilot	Yes	All 50 states & DC	Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.	Get quotes More Info	Compare	loading Fetching your data...
Branch	Yes	No	Yes	Yes	AZ, CO, IL, IN, MD, MO, OH, OK, TX and WI	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...
Metromile	No	No	Telematics only	Yes	AZ, CA, IL, NJ, OR, PA, VA, WA	Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual	Yes	Yes	RightTrack	Yes	All 50 states & DC	Earn free accident forgiveness after five years claims-free and customize your policy anytime. Speak to an agent: 877-336-0538	Get quotes More Info	Compare	loading Fetching your data...
Nationwide	Yes	No	Yes	Yes	All states except AK, HI, LA, MA	Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service.	Get quotes More Info	Compare	loading Fetching your data...
Savvy	Yes	Depends on provider	No	Yes	All states & DC	Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.	Get quotes More Info	Compare	loading Fetching your data...
Sigo Seguros	No	Yes	No	Yes	Texas	Sigo Seguors is an online-based car insurance company catering to the Spanish-speaking community. Texans can get a free quote and sign up online in minutes.	Get quotes	Compare	loading Fetching your data...
AAA	Yes	Yes	No	Yes	AK, AZ, CA, MT, NV, UT and WY	Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY.	Get quotes More Info	Compare	loading Fetching your data...
Elephant	loan/lease coverage	Yes	No	No	GA, IL, IN, MD, OH, TN, TX, VA	Get a great deal online with steep discounts and some of the highest liability limits available.	Get quotes More Info	Compare	loading Fetching your data...
State Farm	No	Yes	Drive Safe and Save	Yes	All 50 states	Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Speak to an agent: 877-745-0232	More Info	Compare	loading Fetching your data...
Allied	Yes	Yes	Nationwide SmartRide	No	AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, MD, MI, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI& WY	Finding the right auto insurance doesn’t have to be confusing. Allied Insurance has a network of independent agents to help you get customized coverage for your unique needs.	Get quotes More Info	Compare	loading Fetching your data...
Assurance	Yes	Yes	No	Yes	All states except AK & HI	This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.	Get quotes More Info	Compare	loading Fetching your data...

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Roslyn McKenna

Roslyn McKenna is an insurance expert who's driven to help people get a great deal on insurance to protect their families and finances. Roslyn earned a BA in writing and communications from Maryville College and has written professionally for more than a decade, showing up on Bankrate, MSN and Reader's Digest.

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