Managing Money In A Crisis
Weekly tips sent straight to your inbox
Guides
Vehicle Guides
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
MetLife vs. Geico: Who has better car insurance?
Choosing between these strong competitors may come down robust coverage or cheap rates.
Cost is the number one factor most drivers use in deciding which policy to choose — and for the cheapest rates, Geico is typically the winner for most drivers. Geico is known as one of the cheapest car insurers, plus it also features other benefits like roadside assistance and accident forgiveness.
MetLife is also a solid car insurance provider available nationwide. You’ll find robust coverage and perks with MetLife that includes features designed for easy claims processing like no-deductible glass repair, lifetime repair guarantee and an online claims portal. And its list of discounts is nothing to sneeze at.
Our top pick: Geico
Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.
- Save over $500 on average by switching
- Earn or buy accident forgiveness to keep premiums low
- Reach customer service 24/7 by phone, online or app
- Access convenient app services like proof of insurance and bill pay
Compare MetLife vs. Geico car insurance
|
|
|
|---|---|
| With an array of car insurance policies and coverage options, you’re almost certain to find a policy that meets your unique needs. | Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. |
| All 50 states | All 50 states |
| Included free | Optional |
| Yes | Yes |
| No | Yes |
| Yes (California, Colorado, Illinois, Texas and Washington) | Yes |
| No info available |
Yes |
| Online Phone |
Online Phone Agent |
| monthly |
12 months 6 months custom |
| Yes | Yes, up to 25% |
| Yes | Varies |
| Yes | No |
| No | Yes, up to 15% |
| Yes | Yes, up to 25% |
| No | Yes |
| Yes | Yes, up to 15% |
| Yes | Varies |
| No | Yes |
| Yes | Yes, up to 15% |
| Yes | No |
|
|
|
Bottom line
You’ll likely find Geico has the cheapest rates, but MetLife is a strong contender considering its many perks and available add-ons that make claims easy to manage. Plus, both insurers offer convenient apps and online policy management that make them steadfast candidates for car insurance. Compare car insurance quotes from both providers to choose the right one for you.
Compare alternatives to MetLife and Geico
Read more on this topic
-
Audi S4 insurance rates Get cheap car insurance quotes and find the best policies for your Audi S4.
-
Aston Martin DBX insurance rates Get cheap car insurance quotes and find the best policies for your Aston Martin DBX.
-
GoAuto car insurance review August 2020 Pocket an option for SR-22 coverage, but you might be compromising on service.
-
Compare the best auto and renters insurance bundles The best companies blend wide auto and renters coverage, free perks and strong value.
-
Compare RV rental insurance Most rental companies build in some coverage, but make sure you have enough before getting in the cockpit.
-
Honda Passport car insurance rates The Honda Passport’s high safety ratings and antitheft package may discount your insurance.
-
Ford Bronco car insurance rates The Bronco’s off-roading performance may mean an increased car insurance premium. But its safety features could be an upside.
-
Electra Meccanica Solo car insurance rates Insuring the new Electra Meccanica Solo presents a unique challenge.
-
States with the strictest driving laws If you're relaxed behind the wheel, you'll want to steer clear of these states with the strictest driving laws.
-
Compare the best bundling insurance companies for 2020 Your top choices for pairing the best savings, options and service when buying multiple insurance policies.
Ask an Expert