Compare Maine SR-22 insurance |

Compare SR-22 insurance in Maine

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Get cheap SR-22 insurance in Maine

If you get in trouble behind the wheel in Maine you could be ordered by the court to file for an SR-22. Though it’s commonly called SR-22 insurance, an SR-22 isn’t insurance at all. Instead, it’s a document your insurance company files with the state to prove you’re covered by the minimum car insurance required to legally drive.

  • Affordable coverage
  • Instant online access
  • SR-22 support

Our pick for SR-22 drivers: The General

The General offers affordable coverage for nearly any driver who needs car insurance.

  • Affordable coverage
  • High risk drivers okay
  • Instant online access
  • Available in 46 states

Compare Maine SR-22 car insurance

Find the best rates from insurance providers in Maine. Learn more about state minimums and other requirements in the comprehensive guide to Maine car insurance.

Name Product Roadside assistance New car protection Accident forgiveness Available states
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.
Known for providing insurance to high-risk customers who may have trouble finding coverage elsewhere, SafeAuto offers a lot of different discounts, from those for homeowners to good drivers.
Discounts, flexible payments and a life coach that guides you to your best rates and coverage with Direct car insurance.
All states except AK, LA, GA, HI, MA, MI, MT, NH, NJ, NY, ND, OK, RI
Dairyland offers auto insurance with flexible payment and coverage options for high-risk drivers in 37 states.
Connects high-risk drivers to providers in its network offering affordable policies
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

Compare up to 4 providers

Do I need SR-22 insurance?

Your state DMV will let you know if you need to file an SR-22. In Maine, you may need to file for an SR-22 if:

  • You’re convicted of a DUI or reckless driving.
  • You’re caught driving without insurance.
  • Your license is suspended or revoked.
  • A judge orders a mandatory insurance supervision.

What if I don’t have a car or license?

You’ll likely need to file for an SR-22 to legally get behind the wheel in Maine even if you don’t own a car. If you lose your license because you’re caught driving without insurance, the state could order you to carry non-owner insurance to reinstate your license.

What if I’m from another state?

If you have an SR-22 from another state, you’re required to maintain it while driving in Maine. Your SR-22 is likely to be sufficient in Maine as long as your provider is licensed to do business in the state, but it’s best to verify coverage with the Maine Bureau of Motor Vehicles (BMV) and your insurer.

Get cheap SR-22 insurance

Compare SR-22 car insurance from companies near you.

Your information is secure.

How much does an SR-22 cost?

Once you’ve purchased or renewed a policy, most providers will file an SR-22 for a fee of $20 to $50. But it’s not necessarily the fee that’s most costly when you’re in need of an SR-22. You’ll also typically see higher premiums than you’re used to.

The impact of an SR-22 on your car insurance rates

SR-22s are often required after a driving conviction, such as driving without insurance or a DUI. After such a conviction you’re considered a “high risk” driver by the state and most providers.

Ask your provider how much you can expect your rates to increase. And make sure you understand your role in maintaining your insurance and your SR-22. A lapse or nonrenewal could set you back a lot of money and time.

Companies that offer SR-22 car insurance in Maine

Not every insurer offers SR-22 filing support. Compare cheap rates from Maine insurance companies that offer SR-22 insurance. Your actual quotes will vary based on your demographics, location, driving record and other factors.

Rates last updated May 24th, 2019
Company Median annual rate Learn more
Allstate $519 Read review
State Farm $159 Read review
Geico $377 Read review
Travelers $831 Read review
USAA $632 Read review
Average $504 Compare more reviews

Get cheap SR-22 insurance

Compare SR-22 car insurance from companies near you.

Your information is secure.

How do I file an SR-22 in Maine?

  1. Find an insurer. Ask your insurer if it’s authorized to issue SR-22s in the state of Maine. If not, find a provider that is.
  2. Pay the SR-22 fee. To finalize your SR-22, you’ll pay a processing fee to your insurer.
  3. Verify minimum liability coverage. If you’re already insured, call your provider to verify your policy includes at least:
    • $50,000 for injury or death to one person.
    • $100,000 for injury or death to more than one person.
    • $25,000 for damage to property.

    These are the minimum coverage requirements for the state of Maine. You may see this coverage listed as 50/100/25 in insurance documents.

  4. Submit your SR-22. Your insurance agent will file your SR-22 with the Maine Secretary of State. Verify with the office that it’s done so.
  5. Wait for confirmation. You’ll receive a letter from your insurer and the Maine Secretary of State that your SR-22 is accepted.

How long will I need an SR-22?

In Maine, most court-ordered SR-22s result in a coverage requirement of three years.

What happens if I let my SR-22 lapse?

A lapse can happen for a number of reasons. Switching to a new insurance and not having it certify your coverage before your old policy ends, your insurer cancelling coverage due to continually late payments and failing to renew within 15 days of expiration are all reasons for a potential gap in coverage.

When you have a lapse in coverage, your insurer notifies the state. From there your license and registrations can be suspended until your SR-22 insurance is renewed.

What happens when I don’t need SR-22 coverage anymore?

It’s a great feeling to finally be free of an SR-22 filing period. Before you cancel your current plan, it’s a good idea to confirm with the BMV that you’re clear to do so. You can then contact your insurer and go about changing your policy as you choose.

Bottom line

A fair amount of work goes into maintaining your SR-22 certification. Keep up on payments, renew early and drive safely to keep the SR-22 period as short as possible, and to avoid additional fees.

Trying to find car insurance isn’t the most exciting activity, but it’s especially important to shop around when you have a mark on your record. Compare your options so that you can get the plan that best fits your budget and needs.

Get cheap SR-22 insurance

Compare SR-22 car insurance from companies near you.

Your information is secure.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site