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This topless sports car gets you going fast on the road and track, but it also raises insurance rates. It’s average rates is around $464 monthly or $5,568 annually. However, rates are comparable to other sports cars like Maseratis, which hover around $5,000 per year, or Ferraris at $9,600 to $12,000.
The Lotus 3-Eleven costs more to insure because its considered a lightweight luxury vehicle thats known to race, making it a high-risk in the eyes of insurers. In addition, this sports car converts to a topless roof adding to the already high risk.
This sporty road or race car comes with a convertible top and powerful engine, which sends it to the top of the pack on insurance rates. That may be due to specialized luxury or racing policies meant for added protection of this rare beauty.
While the 3-Eleven is built for speed, it also comes with several features that add safety and may help you qualify for discounts:
The 3-Eleven comes with a premium well above the national average. Factors that likely influence that rate:
The Lotus 3-Eleven is a fairly new car with little information about reliability. However, Lotus is known for reliability company-wide and has only seen a few recalls in other models.
While the Lotus 3-Eleven might thrill you around the track, it comes with less thrilling insurance rates. However, it’s not the most expensive sports car to insure, and the higher cost may be due to specialized and higher coverage.
Find provider options that will best protect your 3-Eleven or learn about rates for another car.
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