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Lincoln Navigator insurance rates

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Lincoln Navigator Insurance Finder

Average Lincoln Navigator insurance rates

The average insurance costs for a Lincoln Navigator is $159 a month — or $1,908 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

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  • Basic to comprehensive
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Our top pick: Allstate

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Compare insurance for your Lincoln Navigator

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
52%
AZ, AR, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TN, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All 50 states
Drivers over 50 and AARP members enjoy special car insurance pricing and benefits.

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Lincoln Navigator car insurance rates

A 2017 Lincoln Navigator starts at a base price of $63,515. With the average insurance rate at $1,908 per year, the annual insurance cost–to–base car price ratio is 3.0%.

Model Monthly insurance rate Base car price
Continental $220.00 $44,720
MKC $159.00 $32,880
MKT $157.00 $43,530
MKX $157.00 $38,260
MKZ $220.00 $35,170
Navigator $159.00 $63,515

About the Lincoln Navigator

The Lincoln Navigator has been around since 1998 and the fourth generation will be released in 2018. The Navigator was the first non-limousine Lincoln model that seated more than six people. The large luxury SUV is known for its strong engine, good fuel economy, powerful towing ability and large cargo room. The Lincoln Navigator also has one of the lowest base prices for a large luxury SUV with third row seats.

Insurance companies determine the insurance cost for a Lincoln Navigator based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln Navigator shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Lincoln Navigator money-saving safety features

You could save money on car insurance for your Lincoln Navigator if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

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How safe is the Lincoln Navigator?

The 2017 Lincoln Navigator was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The vehicle scored five stars, the highest rating, in the frontal crash test and the side crash test by the NHTSA. The organization also gave three stars for the rollover crash test.

The latest model of the Lincoln Navigator include blind spot monitoring, side mounted airbags and antilock brakes.

How does the Lincoln Navigator compare to other car models?

From a price standpoint, the Lincoln Navigator ranks right in the middle of our list of the 360 priciest car models to insure.

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