Lincoln Navigator insurance rates
Shedding light on car insurance prices
Average Lincoln Navigator insurance rates
The average insurance costs for a Lincoln Navigator is $159 a month — or $1,908 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
- 2017 Lincoln Navigator
- 10,001–15,000 miles driven yearly
- No accidents in the past five years
- Anti-theft device on vehicle
- Driver located in New York
- Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
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About the Lincoln Navigator
The Lincoln Navigator has been around since 1998 and the fourth generation will be released in 2018. The Navigator was the first non-limousine Lincoln model that seated more than six people. The large luxury SUV is known for its strong engine, good fuel economy, powerful towing ability and large cargo room. The Lincoln Navigator also has one of the lowest base prices for a large luxury SUV with third row seats.
Insurance companies determine the insurance cost for a Lincoln Navigator based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln Navigator shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Lincoln Navigator money-saving safety features
You could save money on car insurance for your Lincoln Navigator if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
Random Lincoln Facts
- Lincoln Motor Company was formed in 1917 to produce Liberty motors during WWI.
- Lincoln has a long history of producing official state vehicles for American presidents.
- Lincoln Motor Company was named after the former United States president, Abraham Lincoln.
- Lincoln Motor Company was purchased by Ford Motor Company in 1922, when there were only 150 cars produced that year.
- Lincoln base prices start at $33,000 and can go up to $64,000.
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Rates last updated April 20th, 2018
Lincoln Navigator price
A 2017 Lincoln Navigator starts at a base price of $63,515. With the average insurance rate at $1,908 per year, the annual insurance cost–to–base car price ratio is 3.0%.
How safe is the Lincoln Navigator?
The 2017 Lincoln Navigator was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The vehicle scored five stars, the highest rating, in the frontal crash test and the side crash test by the NHTSA. The organization also gave three stars for the rollover crash test.
The latest model of the Lincoln Navigator include blind spot monitoring, side mounted airbags and antilock brakes.
Which car insurance provider is best for me?
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Allstate Auto Insurance
Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer. Allstate car insurance comes with:
- New car replacement.
- Accident forgiveness.
- Rewards for safe driving.
How does the Lincoln Navigator compare to other car models?
From a price standpoint, the Lincoln Navigator ranks right in the middle of our list of the 360 priciest car models to insure. Lear the price of other car brands and models:
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