Shedding light on car insurance prices
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The average insurance costs for a Lincoln Navigator is $159 a month — or $1,908 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
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A 2017 Lincoln Navigator starts at a base price of $63,515. With the average insurance rate at $1,908 per year, the annual insurance cost–to–base car price ratio is 3.0%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Continental | $220.00 | $44,720 |
| MKC | $159.00 | $32,880 |
| MKT | $157.00 | $43,530 |
| MKX | $157.00 | $38,260 |
| MKZ | $220.00 | $35,170 |
| Navigator | $159.00 | $63,515 |
The Lincoln Navigator has been around since 1998 and the fourth generation will be released in 2018. The Navigator was the first non-limousine Lincoln model that seated more than six people. The large luxury SUV is known for its strong engine, good fuel economy, powerful towing ability and large cargo room. The Lincoln Navigator also has one of the lowest base prices for a large luxury SUV with third row seats.
Insurance companies determine the insurance cost for a Lincoln Navigator based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln Navigator shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
You could save money on car insurance for your Lincoln Navigator if it comes equipped with these safety features.
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The 2017 Lincoln Navigator was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The vehicle scored five stars, the highest rating, in the frontal crash test and the side crash test by the NHTSA. The organization also gave three stars for the rollover crash test.
The latest model of the Lincoln Navigator include blind spot monitoring, side mounted airbags and antilock brakes.
From a price standpoint, the Lincoln Navigator ranks right in the middle of our list of the 360 priciest car models to insure.
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