Lincoln Navigator insurance rates
Shedding light on car insurance prices
We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Average Lincoln Navigator insurance rates
The average insurance costs for a Lincoln Navigator is $159 a month — or $1,908 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Lincoln Navigator car insurance rates
A 2017 Lincoln Navigator starts at a base price of $63,515. With the average insurance rate at $1,908 per year, the annual insurance cost–to–base car price ratio is 3.0%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Continental | $220.00 | $44,720 |
| MKC | $159.00 | $32,880 |
| MKT | $157.00 | $43,530 |
| MKX | $157.00 | $38,260 |
| MKZ | $220.00 | $35,170 |
| Navigator | $159.00 | $63,515 |
Compare insurance providers that cover Lincoln Navigator
About the Lincoln Navigator
The Lincoln Navigator has been around since 1998 and the fourth generation will be released in 2018. The Navigator was the first non-limousine Lincoln model that seated more than six people. The large luxury SUV is known for its strong engine, good fuel economy, powerful towing ability and large cargo room. The Lincoln Navigator also has one of the lowest base prices for a large luxury SUV with third row seats.
Insurance companies determine the insurance cost for a Lincoln Navigator based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln Navigator shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Lincoln Navigator money-saving safety features
You could save money on car insurance for your Lincoln Navigator if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Lincoln Navigator?
The 2017 Lincoln Navigator was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The vehicle scored five stars, the highest rating, in the frontal crash test and the side crash test by the NHTSA. The organization also gave three stars for the rollover crash test.
The latest model of the Lincoln Navigator include blind spot monitoring, side mounted airbags and antilock brakes.
Find the cheapest rates
Compare the best car insurance companies near you.
Your information is secure.
How does the Lincoln Navigator compare to other car models?
From a price standpoint, the Lincoln Navigator ranks right in the middle of our list of the 360 priciest car models to insure.
Compare all car makes & models
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 2
Ask an Expert