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Lincoln MKX insurance rates

Average Lincoln MKX insurance rates

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Lincoln MKX grey car

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The average insurance costs for a Lincoln MKX is $157 a month — or $1,884 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: The AARP Auto Insurance Program from The Hartford

Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.

  • 12-month rate lock
  • Customized options for AARP members
  • 24/7 claims service
  • Accident forgiveness
  • New car replacement
  • Disappearing deductible
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Compare insurance for your Lincoln MKX

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
Assurance
Optional
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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Lincoln MKX car insurance rates

A 2017 Lincoln MKX starts at a base price of $38,260. With the average insurance rate at $1,884 per year, the annual insurance cost–to–base car price ratio is 4.9%.

ModelMonthly insurance rateBase car price
Continental$220.00$44,720
MKC$159.00$32,880
MKT$157.00$43,530
MKX$157.00$38,260
MKZ$220.00$35,170
Navigator$159.00$63,515

About the Lincoln MKX

The Lincoln MKX has been around since 2007 and is currently in its second generation. The Lincoln MKX is a variant of the Ford Edge. The midsize luxury SUV is known for its strong V6 engine, high safety scores and low base price for the class. In 2016, there has been approximately 31,000 sales in the United States.

Insurance companies determine the insurance cost for a Lincoln MKX based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln MKX shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

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How safe is the Lincoln MKX?

The 2017 Lincoln MKX has been evaluated by the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS) for safety ratings. The NHTSA awarded the Lincoln MKX with a 5-Star Overall Safety Rating. The car received the highest possible score, from NHTSA, for all crash tests except the rollover test that received four stars, out of five.

The latest model of the Lincoln MKX include blind spot monitoring, side mounted airbags and antilock brakes.

In 2013, there were 23 stolen Lincoln MKX models, according to the NHTSA. This is a 0.57 theft rate based on the number of cars produced that year.

How does the Lincoln MKX compare to other car models?

From a price standpoint, the Lincoln MKX ranks right in the middle of our list of the 360 priciest car models to insure.

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