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Average Lincoln MKX insurance rates
The average insurance costs for a Lincoln MKX is $157 a month — or $1,884 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
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A 2017 Lincoln MKX starts at a base price of $38,260. With the average insurance rate at $1,884 per year, the annual insurance cost–to–base car price ratio is 4.9%.
Monthly insurance rate
Base car price
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Lincoln MKX
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
The Lincoln MKX’s model year
The vehicle’s trim
The amount of coverage you need
The estimated miles your drive in a year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past five years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
About the Lincoln MKX
The Lincoln MKX has been around since 2007 and is currently in its second generation. The Lincoln MKX is a variant of the Ford Edge. The midsize luxury SUV is known for its strong V6 engine, high safety scores and low base price for the class. In 2016, there has been approximately 31,000 sales in the United States.
Insurance companies determine the insurance cost for a Lincoln MKX based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln MKX shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
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How safe is the Lincoln MKX?
The 2017 Lincoln MKX has been evaluated by the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS) for safety ratings. The NHTSA awarded the Lincoln MKX with a 5-Star Overall Safety Rating. The car received the highest possible score, from NHTSA, for all crash tests except the rollover test that received four stars, out of five.
The latest model of the Lincoln MKX include blind spot monitoring, side mounted airbags and antilock brakes.
In 2013, there were 23 stolen Lincoln MKX models, according to the NHTSA. This is a 0.57 theft rate based on the number of cars produced that year.
How does the Lincoln MKX compare to other car models?
From a price standpoint, the Lincoln MKX ranks right in the middle of our list of the 360 priciest car models to insure.
As an insurance publisher for finder.com, Roslyn McKenna is driven to help people get a great deal on car insurance so they can enjoy the ride. Roslyn has put her Bachelor of Arts in Writing and Communications to good use by covering topics ranging from finance to insurance.
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