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Lincoln MKT insurance rates

Average Lincoln MKT insurance rates

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Lincoln MKT 2019 silver car

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The average insurance costs for a Lincoln MKT is $157 a month — or $1,884 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

A 2017 Lincoln MKT starts at a base price of $43,530. With the average insurance rate at $1,884 per year, the annual insurance cost–to–base car price ratio is 4.3%.

Our top pick: The AARP Auto Insurance Program from The Hartford

Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.

  • Free replacement cost coverage
  • Disappearing deductibles and lower deductibles for not-at-fault accidents
  • Exclusive AARP member benefits that increase over time
  • Perks like $2,500 for home services after an accident
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Compare insurance for your Lincoln MKT

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Lincoln MKT money-saving safety features

You could save money on car insurance for your Lincoln MKT if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lincoln MKT?

The 2017 Lincoln MKT has been evaluated by the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS) for safety ratings. The NHTSA only rated the rollover crash test, which received four stars, out of five. The IIHS gave good ratings, highest possible rating, to the moderate overlap front crash test, side impact test, rear crash protection and roof strength test. The IIHS did not rate the small overlap front test.

The latest model of the Lincoln MKT include blind spot monitoring, side mounted airbags and antilock brakes.

About the Lincoln MKT

The Lincoln MKT has been around since 2009 and was the company’s second crossover model. The midsize luxury SUV is known for its smooth ride, strong V6 engine and superb reliability. In 2016, there were over 4,000 sales in the United States.

How does the Lincoln MKT compare to other car models?

From a price standpoint, the Lincoln MKT ranks right in the middle of our list of the 360 priciest car models to insure.

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