Lincoln Continental insurance rates

The average insurance costs for a Lincoln Continental is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: The AARP Auto Insurance Program from The Hartford

Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.

• Free replacement cost coverage
• Disappearing deductibles and lower deductibles for not-at-fault accidents
• Exclusive AARP member benefits that increase over time
• Perks like $2,500 for home services after an accident

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Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
Clearcover		Optional			Yes	AZ, CA, IL, LA, OH, TX, UT and WI	Get instant online support and score a low rate thanks to online data that sets premiums automatically.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford		Optional			Yes	All 50 states & DC	Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.	Get quotes More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
EverQuote		Optional			Yes	All 50 states	Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.	Get quotes	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Upload your current policy info and get quotes from 20+ companies who could get you a better rate.	Get quotes More Info	Compare	loading Fetching your data...
Branch		Optional			No	AZ, MO, IL, OH and TX	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...

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Why is insurance so expensive for the Lincoln Continental?

The Lincoln Continental costs more to insure because it’s not only a luxury vehicle but a large one. Also, it’s turbocharged engine and premium parts add to higher premiums.

Lincoln Continental car insurance rates

A 2017 Lincoln Continental starts at a base price of $44,720. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 5.9%.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Lincoln Continental
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Lincoln Continental’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

About the Lincoln Continental

The Lincoln Continental has been around since 1939 and is currently in its tenth generation. The first Lincoln Continental had a convertible style, but it currently has a sedan form. The large luxury car is known for its quiet cabin, reliable handling and strong turbocharged engine options.

Insurance companies determine the insurance cost for a Lincoln Continental based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln Continental shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Lincoln Continental money-saving safety features

You could save money on car insurance for your Lincoln Continental if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Lincoln Continental?

The 2017 Lincoln Continental has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The latest model of the Lincoln Continental include blind spot monitoring, side mounted airbags and antilock brakes.

The final model of the ninth generation Lincoln Continental was produced in 2002. That year, there were only 19 recorded Lincoln Continental thefts. This is a 1.01 theft rate based on the number of models produced the same year.

How does the Lincoln Continental compare to other car models?

From a price standpoint, the Lincoln Continental ranks right in the middle of our list of the 360 priciest car models to insure.

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