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Lincoln Continental insurance rates

Average Lincoln Continental insurance rates

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Lincoln Continental 2019 white car

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The average insurance costs for a Lincoln Continental is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: The AARP Auto Insurance Program from The Hartford

Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.

  • Free replacement cost coverage
  • Disappearing deductibles and lower deductibles for not-at-fault accidents
  • Exclusive AARP member benefits that increase over time
  • Perks like $2,500 for home services after an accident
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Compare insurance for your Lincoln Continental

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Why is insurance so expensive for the Lincoln Continental?

The Lincoln Continental costs more to insure because it’s not only a luxury vehicle but a large one. Also, it’s turbocharged engine and premium parts add to higher premiums.

Lincoln Continental car insurance rates

A 2017 Lincoln Continental starts at a base price of $44,720. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 5.9%.

ModelMonthly insurance rateBase car price
Continental$220.00$44,720
MKC$159.00$32,880
MKT$157.00$43,530
MKX$157.00$38,260
MKZ$220.00$35,170
Navigator$159.00$63,515

About the Lincoln Continental

The Lincoln Continental has been around since 1939 and is currently in its tenth generation. The first Lincoln Continental had a convertible style, but it currently has a sedan form. The large luxury car is known for its quiet cabin, reliable handling and strong turbocharged engine options.

Insurance companies determine the insurance cost for a Lincoln Continental based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln Continental shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Lincoln Continental money-saving safety features

You could save money on car insurance for your Lincoln Continental if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lincoln Continental?

The 2017 Lincoln Continental has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The latest model of the Lincoln Continental include blind spot monitoring, side mounted airbags and antilock brakes.

The final model of the ninth generation Lincoln Continental was produced in 2002. That year, there were only 19 recorded Lincoln Continental thefts. This is a 1.01 theft rate based on the number of models produced the same year.

How does the Lincoln Continental compare to other car models?

From a price standpoint, the Lincoln Continental ranks right in the middle of our list of the 360 priciest car models to insure.

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