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Lincoln Continental insurance rates
Average Lincoln Continental insurance rates
The average insurance costs for a Lincoln Continental is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Lincoln Continental starts at a base price of $44,720. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 5.9%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Continental | $220.00 | $44,720 |
| MKC | $159.00 | $32,880 |
| MKT | $157.00 | $43,530 |
| MKX | $157.00 | $38,260 |
| MKZ | $220.00 | $35,170 |
| Navigator | $159.00 | $63,515 |
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Why is insurance so expensive for the Lincoln Continental?
The Lincoln Continental costs more to insure because it’s not only a luxury vehicle but a large one. Also, it’s turbocharged engine and premium parts add to higher premiums.
About the Lincoln Continental
The Lincoln Continental has been around since 1939 and is currently in its tenth generation. The first Lincoln Continental had a convertible style, but it currently has a sedan form. The large luxury car is known for its quiet cabin, reliable handling and strong turbocharged engine options.
Insurance companies determine the insurance cost for a Lincoln Continental based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln Continental shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Lincoln Continental money-saving safety features
You could save money on car insurance for your Lincoln Continental if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Lincoln Continental?
The 2017 Lincoln Continental has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
The latest model of the Lincoln Continental include blind spot monitoring, side mounted airbags and antilock brakes.
The final model of the ninth generation Lincoln Continental was produced in 2002. That year, there were only 19 recorded Lincoln Continental thefts. This is a 1.01 theft rate based on the number of models produced the same year.
How does the Lincoln Continental compare to other car models?
From a price standpoint, the Lincoln Continental ranks right in the middle of our list of the 360 priciest car models to insure.
