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Liberty Mutual vs USAA car insurance
Liberty Mutual vs USAA: Who has better car insurance?
Liberty Mutual and USAA are both among the highest rated auto insurance providers in the US.
Liberty Mutual, the nation’s seventh-largest insurance provider, gets and A+ from the Better Business Bureau. With an insurance policy through Liberty Mutual, you can enjoy coverage options and benefits, all at an affordable price.
Like Liberty Mutual, USAA also receives an excellent grade from the BBB, along with an almost unheard of 5 out of 5 rating from J.D. Power. USAA has been providing insurance for former and current members of the military and their family members since 1922.
USAA’s stellar rates and customer support make it the best pick for military-affiliated drivers, but Liberty Mutual’s still a solid contender if you don’t qualify for USAA.
Our top pick: Liberty Mutual
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
- Get coverage with new car replacement or a lowering deductible fund
- Access convenient online tools for claims or coverage updates
- Rewards safe driving with low rates and accident forgiveness
|
|
|
|---|---|
| Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button. | Affordable car insurance with highly rated customer service for military members and their families. Only available to military members, veterans and affiliated military members. |
| All 50 states | All 50 states |
| Optional | Optional |
| Yes | No |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months monthly |
12 months 6 months custom |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
|
|
|
Bottom line
If you’ve served in the military or are currently serving, or if you qualify through a family member, USAA is by far the clear winner. With a 5 out of 5 rating from J.D. Power and an A+ from the BBB, its customer service can’t be beat. And its many discounts make car insurance affordable. But if you don’t qualify for insurance through USAA, Liberty Mutual is a solid choice.
If neither one’s right for you, compare car insurance options to find the best policy for you.
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