Liberty Mutual vs. Travelers: Discounts, quotes, and comparison
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Liberty Mutual vs. Travelers: Discounts, quotes, and comparison

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Liberty Mutual vs. Travelers

Both Liberty Mutual and Travelers are well known insurance companies and have been providing insurance for generations. And both get high marks from the Better Business Bureau.

Liberty Mutual makes insurance affordable with its many discounts, including vehicle safety features and multi-car. Travelers also provides savings to its customers with a good driver discount and a new car discount, among others.

Which provider is right for you? Take a look at our side-by-side comparison below to find the one that best suits your needs.

Liberty Mutual

Liberty Mutual

 Travelers

Travelers
About the provider Formed in 1912, Liberty Mutual is committed to delivering insurance at a competitive rate. Taking pride in operating with immense integrity, the diversified global insurer makes an effort to go above and beyond for its members. Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.
Price Policy costs depend your personal situation. Visit Liberty Mutual for a quote based on your specific needs. Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* A+ A
J.D. Power ratings** 2/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts
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* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

Liberty Mutual

Liberty Mutual

 Travelers

Travelers
Good student Varies (under 25, B average or higher) 8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver
Good driver 10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount Up to 7.5%
Multicar Up to 8%
Military
Homeowner Up to 5%
Other discounts

Preferred payment methods discount – Pay in full or automatic payments

New to Liberty Mutual Vehicle discount

Teen driver discount

New graduate discount

Newly married discount

Newly moved discount

Newly retired discount

Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%

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Vehicle discounts

Liberty Mutual

Liberty Mutual

 Travelers

Travelers
Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts

Hybrid vehicle

Adaptive cruise control

Lane departure warning

Collision preparation systems

Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

Read Review

Bottom line

Liberty Mutual offers more vehicle discounts, but Travelers keeps up with Liberty’s driver discounts. As always, keep your personal situation in mind to find the provider that offers he most discounts that apply to you.

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