Liberty Mutual vs. Nationwide
Founded in 1912, Liberty Mutual is the nation’s seventh-largest insurance provider. It gets an outstanding A+ from the Better Business Bureau, but only a 2 out of 5 from J.D. Powers in overall satisfaction with claims. With an insurance policy through Liberty Mutual, you can expect benefits, coverage options and discounts — all at an affordable price. Roadside assistance is also included.
Like Liberty Mutual, Nationwide also receives high marks from the BBB, and gets a 3 out of 5 from J.D. Powers. Nationwide also offers many discounts, including a safe driver discount and a multi-car discount, among others. Because of the similarities between Liberty Mutual and Nationwide, picking the right one can be tough. That’s why we’ve lined up the two insurance providers side by side in this comprehensive comparison to make your decision easier.
|About the provider||Formed in 1912, Liberty Mutual is committed to delivering insurance at a competitive rate. Taking pride in operating with immense integrity, the diversified global insurer makes an effort to go above and beyond for its members.||Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926.|
|Price||Policy costs depend your personal situation. Visit Liberty Mutual for a quote based on your specific needs.||Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs.|
|States served||All 50 states||46|
|J.D. Power ratings**||2/5 on overall claims satisfaction||3/5 on overall claims satisfaction|
|Driver discounts||View driver discounts||View driver discounts|
|Vehicle discounts||View vehicle discounts||View vehicle discounts|
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
|Anti-theft device||Varies (factory-installed deterrents)|
Hybrid vehicle discount
Adaptive cruise control
Lane departure warning
Collision preparation systems
Both Liberty Mutual and Nationwide do well in customer satisfaction, and they both offer discounts. It comes down to which discounts apply to your personal situation. Unlike Nationwide, Liberty offers a multi-car discount. So if you need to insure more than one car, Liberty might come out ahead for you. But if you’re looking for a defensive driver discount, take a look at Nationwide.