Liberty Mutual vs. American Family
Having a hard time deciding between Liberty Mutual and American Family Insurance?
Liberty Mutual has been providing insurance to drivers since 1912. And the company offers a host of benefits, including roadside assistance and accident forgiveness. Unlike Liberty, American Family might not be a household name, but it aims to gain the trust of their customers through top-notch customer service and protection.
Both companies provide ways to cut costs through discounts, like Liberty’s pay in full discount and American Family’s air bag discount. So, which one should you choose? Take a look at our side-by-side comparison below and get the facts you need to make your decision.
|About the provider||Formed in 1912, Liberty Mutual is committed to delivering insurance at a competitive rate. Taking pride in operating with immense integrity, the diversified global insurer makes an effort to go above and beyond for its members.||For 90 years, American Family has worked hard to give quality rates and services. In addition to auto insurance, it offers home, life, business, and farm and ranch insurance with a strong commitment to protect its customers.|
|Price||Policy costs depend your personal situation. Visit Liberty Mutual for a quote based on your specific needs.||Policy costs depend your personal situation. Visit American Family for a quote based on your specific needs.|
|States served||All 50 states||19|
|J.D. Power ratings**||2/5 on overall claims satisfaction||4/5 on overall claims satisfaction|
|Driver discounts||View driver discounts||View driver discounts|
|Vehicle discounts||View vehicle discounts||View vehicle discounts|
* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study
Hybrid vehicle discount
Adaptive cruise control Lane departure warning
Collision preparation systems
Auto safety equipment – 10-30%
If you live in one of the 19 states American Family services, its 4 out of 5 rating from J.D. Power makes it a solid choice. But, as always, keep your personal situation in mind when comparing the two, and you’ll come out on top.