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Lexus LX insurance rates

Average Lexus LX insurance rates

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Lexus LX 2020 white car

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The average insurance costs for a Lexus LX is $161 a month — or $1,932 a year. With a base price of $89,880, the annual insurance cost–to–base car price ratio is a low 2.1%.

Our top pick: Allstate

Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

  • Stack discounts up to 30%
  • Earn points and rewards with safe driving
  • Get claims paid through direct deposit
  • Opt for extras like accident forgiveness, ridesharing or sound system coverage

Compare insurance for your Lexus LX

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Compare up to 4 providers

To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Lexus LX
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

Other factors that can affect your auto insurance rate

  • The Lexus LX’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

About the Lexus LX

The Lexus LX has been around since 1995 and is currently in its third generation. The Lexus LX is the company’s biggest and most expensive SUV on the market. The large luxury SUV is known for its excellent off road capabilities and upscale interior. In 2016, there over over 5,000 sales in the United States.

Lexus LX money-saving safety features

You could save money on car insurance for your Lexus LX if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lexus LX?

Similar to many luxury vehicles, the 2017 Lexus LX has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The latest model of the Lexus LX include side impact airbags and antilock brakes.

How does the Lexus LX compare to other car models?

From a price standpoint, the Lexus LX ranks right in the middle of our list of the 360 priciest car models to insure.

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