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According to our research, the average cost to insure a Lexus LC is around $204 a month, or $2,448 a year. Your actual cost could be more or less, depending on your driving record, the number of miles you drive in a year, your age and gender and other factors.
Model | Monthly insurance rate | Base car price |
---|---|---|
CT | $171.00 | $31,250 |
ES | $167.00 | $38,900 |
GS | $220.00 | $46,310 |
GS F | $220.00 | $83,940 |
GX | $161.00 | $51,680 |
IS | $162.00 | $37,825 |
LS | $155.00 | $72,520 |
LX | $161.00 | $89,880 |
NX | $167.00 | $35,285 |
RC | $220.00 | $40,155 |
RC F | $156.00 | $64,165 |
RX | $154.00 | $43,120 |
When comparing your insurance options for your Lexus LC, consider these factors:
Luxury sports cars like the Lexus LC can be more expensive to insure than some other makes and models, both because repairs can be pricey and because sports car drivers are considered a higher risk for speeding.
However, the luxury car also comes standard with safety features including a backup camera, anti-lock braking system, 10-airbag system and more that can help you score a discount on your premium.
In general, the fancier package you get with your Lexus LC, the higher the value of your car — and the more expensive it is for insurance companies to provide coverage.
Beyond the make and model of your vehicle, other factors like your age, gender, location, credit score and accident history can affect your car insurance rates. Additionally, drivers who own designer sports cars like the Lexus LC will often be considered a higher risk for speeding, which may increase your rates.
Aside from unlocking a new car discount, the Lexus LC comes equipped with lots of safety features that could help you save on your monthly premium, including:
JD Power gives the Lexus LC a 4 out of 5 rating for reliability, which isn’t surprising, considering that most Lexus models rank above average for this rating.
Because the Lexus LC was just released, official safety testing results aren’t available just yet. This sports car does come standard with a variety of safety features, including stability control, anti-lock brakes and automatic seat belts.
There is one recall on 2018 Lexus LCs to be aware of. For 2018 Lexus LC models with a 5.0L V8 engine and two high-pressure fuel pumps, damage to the pulsation damper in one of these fuel pumps may occur. This damage could result in fuel leakage, which may cause a fire.
Like many luxury sports cars, the Lexus LC gets better fuel mileage than most SUVs, trucks and vans, especially when traveling on the highway. The average fuel economy for this model is 26 mpg in the city and 35 mpg on the highway.
However, luxury cars like the Lexus LC can be on the expensive side to maintain:
Lexus is Toyota’s line of luxury vehicles, which is one of the reasons why Lexus vehicles continue to rank high in reliability. In fact, Consumer Reports ranks Lexus as the fourth most reliable car brand currently available.
Looking for other car brands? Compare car models like the Lexus LC.
A Lexus LC will probably cost more than the national average to insure because it’s an expensive vehicle to purchase and repair. As a luxury sports car, it’s also considered a higher risk for speeding and accidents, which could raise your premiums. But the variety of safety features that come standard with this Lexus model may help you unlock some discounts.
Compare car insurance rates from different companies to help you find the best value for your coverage.
Compare car insurance companies near you.
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