Lexus GS insurance rates

Average Lexus GS insurance rates

Last updated:

Lexus GS 2019 car on a countryside road

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The average insurance costs for a Lexus GS is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Lexus GS
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

Other factors that can affect your auto insurance rate

  • The Lexus GS’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

About the Lexus GS

The Lexus GS has been around since 1993 and it is currently in its fourth generation. The same car was sold, in Japan only, as the Toyota Aristo from 1991 to 2005. The midsize luxury car is known for its upscale cabin, spacious seats and strong engines. In 2016, there has been over 14,000 sales in the United States.

Insurance companies determine the insurance cost for a Lexus GS based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lexus shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lexus GS shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Lexus GS money-saving safety features

You could save money on car insurance for your Lexus GS if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Compare insurance for your Lexus GS

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All 50 states & DC
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

Compare up to 4 providers

How safe is the Lexus GS?

The 2017 Lexus GS was evaluated by the Insurance Institute for Highway Safety (IIHS) for safety ratings. The IIHS only rated the moderate overlap crash test, side impact test and roof strength test. All tests received the highest rating.

The latest model of the Lexus GS include overhead airbags, side impact airbags and antilock brakes.

In 2011, there were 5 recorded thefts of the Lexus GS, according to the NHTSA.

Read more on this topic

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