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Land Rover Discovery insurance rates

Average Land Rover Discovery insurance rates

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Land Rover Discovery 2019 parked in a sandy area

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The average insurance costs for a Land Rover Discovery is a high $227 a month — or $2,724 a year. With a base price of $49,990, the annual insurance cost–to–base car price ratio is a slightly above average 5.4%.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for your Land Rover Discovery

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Why is insurance so expensive for the Land Rover Discovery?

The Land Rover Discovery costs more to insure because it’s a luxury vehicle made for off roading, this leads to higher-risk activities and more possible repairs. Also, it’s a luxury SUV with a premium interior and high quality parts.

About the Land Rover Discovery

The Land Rover Discovery has been around since 1989 and is currently in its third generation. The car was introduced into the United States in 1994. The midsize luxury SUV is known for its excellent off road capabilities, powerful engine and spacious interior. Since the car first launched to the beginning of 2017, there were approximately 1.2 million Land Rover Discovery models sold. In 2016, there were approximately 50,000 sales in the United States.

Land Rover Discovery money-saving safety features

You could save money on car insurance for your Land Rover Discovery if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Random Land Rover Facts

  • Land Rover cars has been around since 1948, but the company wasn’t founded until 1978.
  • Land Rover is a British automobile company that specializes in cars with four wheel drive.
  • Land Rover created the Floating Ninety Defender in 1990, so cars could float on water and drive on land.
  • Land Rover created the first crossover SUV in the 1950s.
  • Land Rover base prices start at $38,000 and can go up to $86,000.

Land Rover Discovery car insurance rates

ModelMonthly insurance rateBase car price
Discovery$227$49,990
Discovery Sport$161$37,695
Range Rover$156$85,650
Range Rover Evoque$220$41,800
Range Rover Sport$227$65,650
Range Rover Velar$185$49,900

How safe is the Land Rover Discovery?

Similar to many luxury vehicles, the Land Rover Discovery has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The latest model of the Land Rover Discovery include autonomous emergency braking, lane keep assistance and driver condition monitoring.

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