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Jaguar XJR car insurance rates

What to expect when insuring your Jaguar XJR.

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The XJR has a sedan body, which is by far the cheapest type of vehicle to insure. You could also score extra points on your insurance with its driver assistance and anti-lock braking features.
The average insurance rate for the Jaguar XJR is $110 per month, or $1,320 per year. That rate is over $100 less than the annual national average of $1,426. Filter car insurance companies by your state to get a quote.

Although the XJR is a luxury car, it’s also a sedan — which is the cheapest type of car to insure. Though it may get expensive with repairs, especially if using a Jaguar specialist.

  • Body type. The XJR is a luxury sedan, which is usually considered less risky to insure than other luxury vehicles like sports cars.
  • Fuel. This car isn’t known for its fuel economy and is rated between 15 to 21 mpg.
  • Theft. The XJR has a history of theft, a factor that could raise insurance rates.
  • Maintenance. Maintenance and repairs can be expensive, especially if going to a Jaguar specialist. XJRs in general also need regular servicing to stay in good long-term condition.
  • Coverage. Because this car has fairly high theft rates, consider adding comprehensive coverage to protect from theft or vandalism, and higher coverage maximums to cover specialized parts needed for repairs. Also, consider luxury car insurance, which often offers agreed value coverage and higher limits.
  • Warranty. Newer models usually come with a 6-year, 60,000-mile warranty, helping you cover basic repair needs.
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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Does the Jaguar XJR qualify for discounts

To get your premium even lower, you could find discounts for the XJR’s many safety features.

  • Body type.The XJR’s sedan body is likely the cause for its low average insurance rates.
  • High MSRP. The car’s six-figure price tag makes it a more costly car to repair during an accident. This could increase your premium.
  • More coverage. You may choose luxury car insurance or policy add-ons that will increase your rate.
  • Powerful engine. This luxury sports car packs more than 500 horsepower in the 2018 model. That fact may make it more tempting to drive at higher speeds, increasing insurance risk.
  • Specialized repairs. Any Jaguar may need special parts or mechanical service for repairs. This could increase your insurance rate.
  • Theft. The car has multiple theft reports. However, that history could be related to how long this Jaguar model has existed.

How reliable is the Jaguar XJR

This car has moderate to poor standards for reliability, based on its mid-range crash test ratings and low reliability ratings. The XJR has also faced various recalls over the years, though newer models tend to be more reliable.
Compare car insurance providers for your Jaguar XJR. Still looking for the perfect car? Check out insurance costs for another make or model.

Frequently asked questions about the XJR

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