Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

Jaguar XJL car insurance rates

What to expect when insuring your Jaguar XJL

Compare and save on car insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


The XJL is a roomy sedan with relatively low insurance rates for a luxury car. On the other hand, the XJ series isn’t known for its reliability. This car’s average insurance rate is $110 per month or $1,320 per year. Compared to the national average of $1,426 per year, this rate is about $100 cheaper. Filter car insurance companies by your state to get a quote.

The XJL is a continuation of Jaguar’s XJ series, although this car includes a bit more room in the backseat. Its bigger size and price tag could raise your premium. The XJL also comes with an extensive warranty, maintenance plan and roadside assistance to take care of repair needs.

  • Body type. This luxury sedan comes with a longer wheelbase and roomier backseat than a standard XJ. The bigger size could raise your premium.
  • Price tag. This car has a high tag price around $76,000 MSRP. However, that’s still moderate for a luxury performance car.
  • Theft. This car doesn’t have many theft reports, especially when compared to the standard XJ.
  • Fuel. This sedan gets moderate fuel efficiency. It’s rated at 21 mpg for combined city and highway.
  • Maintenance. Jaguar includes an extensive maintenance plan with its warranty on all new XJL cars.
  • Coverage. You could choose standard coverage to save on your premium. However, consider extra coverage to protect yourself during an accident. You may want comprehensive, loan/lease gap, uninsured/underinsured motorist and collision with a high limit.
  • Warranty. This car comes with a limited 5-year, 60,000-mile warranty that includes scheduled maintenance and roadside assistance.
Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Pretected
Optional
Yes
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Clearcover
Optional
Yes
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
loading

Compare up to 4 providers

Get the cheapest quotes for your Jaguar XJL

Enter your zip code to compare providers in your area.

Your information is secure

Does the Jaguar XJL qualify for discounts?

This car comes with a host of safety features that may help you receive insurance discounts:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Electronic stability control
  • Driveline traction control
  • Parking sensors
  • Blind spot monitor
  • Rear traffic monitor
  • Low tire pressure warning
  • Lane-keeping assist
  • Driver condition monitor
  • Emergency braking
  • InControl Protect Emergency SOS
  • Child safety locks
  • Backup camera

How reliable is the Jaguar XJL?

The XJ series doesn’t include high reliability ratings and has no data on crash testing safety. The series has also involved multiple recalls, suggesting the manufacturer hasn’t quite perfected its production.

  • Safety. The XJL doesn’t have any crash testing data from top safety organizations. This may be due to the car’s lower rate of sale than other lower-priced family sedans.
  • Reliability. In general, the XJ series has a poor predicted reliability rating of 2 out of 5 from J.D. Power.
  • Recalls. The XJ series has included many recalls, involving problems with software, airbags, windshield wipers, rear-wheel alignment and more.

Bottom line

The Jaguar XJL has an extensive warranty and few theft reports. Despite its luxury status, the car typically has low insurance rates. However, XJ cars aren’t generally known as reliable vehicles.

Compare the best car insurance options or research another make or model.

Frequently asked questions about the XJL

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site