Jaguar XJL car insurance rates | finder.com

Jaguar XJL car insurance rates

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Jaguar XJL car insurance rates

What to expect when insuring your Jaguar XJL

The XJL is a roomy sedan with relatively low insurance rates for a luxury car. On the other hand, the XJ series isn’t known for its reliability.

How much does XJL car insurance cost?

This car’s average insurance rate is $110 per month or $1,320 per year. Compared to the national average of $1,426 per year, this rate is about $100 cheaper.

Model Monthly insurance rate Base car price
F-Pace $201 $43,060
F-Type $148 $61,745
XE $163 $36,720
XF $184 $48,770
XJ $158 $76,395
XJL $110 $76,395
XJR $110 $123,395

Compare insurance providers that cover Jaguar XJ

Name Product Description Roadside assistance New car protection Available states
Progressive covers anything on wheels! Progressive offers coverage for cars, trucks, motorcycles and snowmobiles. Even Segways are covered.
Included free
Yes, cars under 3 year old & 15,000 miles
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Included free
Yes, cars under 2 years old
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, cars under 1 year old & 15,000 miles
AZ, CA, IL, NJ, OR, PA, VA, WA
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Included free
Yes, cars under 2 years old
All 50 states
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
The General offers affordable coverage for nearly any driver who needs car insurance.
Optional
No
All states except Hawaii, Massachusetts, Michigan and New Jersey
Known for providing insurance to high-risk customers who may have trouble finding coverage elsewhere, SafeAuto offers a lot of different discounts, from those for homeowners to good drivers.
Included free
No
AZ, GA, IL, IN, KS, KY, LA, MS, MO, OH, OK, PA, SC, TN, TX, VA
Discounts, flexible payments and a life coach that guides you to your best rates and coverage with Direct car insurance.
Optional
No
AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA
Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.
Optional
Not specified
IL, IN, MD, TN, TX, VA

Compare up to 4 providers

How do I compare insurance for the XJL?

The XJL is a continuation of Jaguar’s XJ series, although this car includes a bit more room in the backseat. Its bigger size and price tag could raise your premium. The XJL also comes with an extensive warranty, maintenance plan and roadside assistance to take care of repair needs.

  • Body type. This luxury sedan comes with a longer wheelbase and roomier backseat than a standard XJ. The bigger size could raise your premium.
  • Price tag. This car has a high tag price around $76,000 MSRP. However, that’s still moderate for a luxury performance car.
  • Theft. This car doesn’t have many theft reports, especially when compared to the standard XJ.
  • Fuel. This sedan gets moderate fuel efficiency. It’s rated at 21 mpg for combined city and highway.
  • Maintenance. Jaguar includes an extensive maintenance plan with its warranty on all new XJL cars.
  • Coverage. You could choose standard coverage to save on your premium. However, consider extra coverage to protect yourself during an accident. You may want comprehensive, loan/lease gap, uninsured/underinsured motorist and collision with a high limit.
  • Warranty. This car comes with a limited 5-year, 60,000-mile warranty that includes scheduled maintenance and roadside assistance.

Does the Jaguar XJL qualify for discounts?

This car comes with a host of safety features that may help you receive insurance discounts:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Electronic stability control
  • Driveline traction control
  • Parking sensors
  • Blind spot monitor
  • Rear traffic monitor
  • Low tire pressure warning
  • Lane-keeping assist
  • Driver condition monitor
  • Emergency braking
  • InControl Protect Emergency SOS
  • Child safety locks
  • Backup camera

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How reliable is the Jaguar XJL?

The XJ series doesn’t include high reliability ratings and has no data on crash testing safety. The series has also involved multiple recalls, suggesting the manufacturer hasn’t quite perfected its production.

  • Safety. The XJL doesn’t have any crash testing data from top safety organizations. This may be due to the car’s lower rate of sale than other lower-priced family sedans.
  • Reliability. In general, the XJ series has a poor predicted reliability rating of 2 out of 5 from J.D. Power.
  • Recalls. The XJ series has included many recalls, involving problems with software, airbags, windshield wipers, rear-wheel alignment and more.

Bottom line

The Jaguar XJL has an extensive warranty and few theft reports. Despite its luxury status, the car typically has low insurance rates. However, XJ cars aren’t generally known as reliable vehicles.

Compare the best car insurance options or research another make or model here.

Frequently asked questions about the XJL

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Sarah George

Sarah George is a writer dedicated to unraveling complicated topics, including medical journalism, philosophy and finance. She loves breaking down the tough stuff into simple terms that everyone can understand. In her free time, Sarah's usually sipping hot tea and talking through movie plots with her husband.

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