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Jaguar F-Pace car insurance rates

What to expect when insuring your Jaguar F-Pace

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While this luxury SUV isn’t cheap to insure, its rates are lower than other luxury vehicles and it includes safety features that may net you a discount. The F-Pace crossover SUV has an average insurance rate of $201 per month or $2,412 per year. Compared to the annual national average of $1,426, the F-Pace insurance rate is nearly $1,000 more expensive. Filter car insurance companies by your state to get a quote.

ModelMonthly insurance rateBase car price
F-Pace$201$43,060
F-Type$148$61,745
XE$163$36,720
XF$184$48,770
XJ$158$76,395
XJL$110$76,395
XJR$110$123,395
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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How do I compare insurance for the F-Pace?

Keep the following characteristics in mind when comparing insurance:

  • Body type. The Jaguar F-Pace is a luxury crossover SUV. Its bigger size makes it a bit more expensive to insure than a sedan, but less than other luxury vehicles.
  • Fuel. The F-Pace is rated at a solid 26 mpg for city driving and 33 mpg on the highway.
  • Maintenance. Maintenance and repairs can be costly, especially if you prefer a Jaguar specialist. However, all 2016 and newer Jaguar cars come with a complimentary maintenance plan.
  • Coverage. You can go with standard coverage or consider optional coverages like comprehensive, loan/lease gap and uninsured/underinsured motorist. Also, consider luxury car insurance, which often allows for higher limits and agreed value coverage.
  • Warranty. This car comes with a standard 5-year, 60,000-mile warranty. That includes a maintenance plan covering the same time frame or mileage.

Why is insurance so expensive for the Jaguar F-Pace?

The Jaguar F-Pace costs more to insure because owners may prefer a Jaguar specialist for repairs which drives up the cost. Also, a high value car means insurers will need to prepare for higher replacement costs.

Does the Jaguar F-Pace qualify for discounts?

The F-Pace’s extensive safety features may help you find discounts on car insurance:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Electronic stability control
  • Roll stability control
  • Lane-keeping assist
  • Parking sensors
  • Autonomous emergency braking
  • Reverse traffic detection
  • Low tire pressure warning
  • Backup camera

Why are insurance rates so high for the Jaguar F-Pace?

Though still less than those of many other luxury vehicles, the F-Pace’s insurance premiums are above average. A few reasons for that include:

  • Higher sale price. The F-Pace starts in the $40,000-range. That means the car will cost more to repair or replace during an accident.
  • Increased coverage. You may choose extra protection for your luxury vehicle. The tradeoff is a bit higher insurance premium.
  • Specialized repairs. This British luxury car may need specialized parts or mechanics to perform repairs.
  • Bigger body size. Compared to a sedan, the SUV features a bigger body size that can do more damage during an accident.

How reliable is the Jaguar F-Pace?

This vehicle doesn’t have any official reliability ratings and has included multiple recalls in its short life. Owners have given mixed reviews on online forums, suggesting that this model has a few kinks to work out.

  • Safety. The F-pace isn’t rated by top safety organizations. That’s likely due to the vehicle being a new model on the market.
  • Reliability. This SUV doesn’t have any reliability ratings yet. However, F-Pace owners seem to have mixed reviews at both ends, according to reviews on Edmunds and other review sites. Some love the vehicle’s reliability, while others have had problems from the start. Jaguar may still be working out the kinks with this model.
  • Recalls. The F-Pace has had several recalls, including those for a blank instrument cluster, leaking fuel rail end caps, an improperly attached high-pressure fuel pump and a driveshaft that’s too short.

Bottom line

The Jaguar F-Pace combines a stately body type and luxury style, though there’s little data on its reliability.

Compare car insurance providers to find the best fit, or keep researching insurance costs on other vehicles.

Frequently asked questions about the F-Pace

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