The impact of an SR-22 on your car insurance rates
SR-22s are often required after a driving conviction, such as a OWI or reckless driving. After such a conviction, you’re considered a “high risk” driver by Iowa and most insurance providers — which typically results in higher insurance rates. Still, you’ll find providers out there that specialize in high-risk drivers.
Talk to your provider about how much you can expect your rates to increase.
Make sure you understand your role in maintaining your insurance and your SR-22. A lapse or nonrenewal could cost you a lot of time and money.