Hyundai Palisade car insurance rates

The Palisade graces the luxury class with a lower-than-expected premium for its status. Since this SUV essentially replaces the Santa Fe model, expect a similar premium of $158 a month, or $1,896 a year, about $500 above the national average. With a base price of $31,550, the annual insurance cost-to-base car price ratio would be 6%, above the national average of 4% but not unreasonable for a luxury SUV.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

• Broad coverage, including for custom car parts or ridesharing
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• Accident forgiveness on small claims or for staying claim-free
• Stack a variety of discounts for multiple cars, autopay or homeownership

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Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
Clearcover		Optional			Yes	AZ, CA, IL, LA, OH, TX, UT and WI	Get instant online support and score a low rate thanks to online data that sets premiums automatically.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford		Optional			Yes	All 50 states & DC	Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.	Get quotes More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
EverQuote		Optional			Yes	All 50 states	Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.	Get quotes	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Upload your current policy info and get quotes from 20+ companies who could get you a better rate.	Get quotes More Info	Compare	loading Fetching your data...
Branch		Optional			No	AZ, MO, IL, OH and TX	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...

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How do I compare insurance for the Palisade?

The Palisade keeps insurance costs down with its safe and sturdy frame, low sticker price and free, five-year roadside assistance. Other money-saving factors include:

• Body type. The model is a roomy midsize SUV, making it cheaper and safer to insure.
• Fuel. You shouldn’t expect fuel savings when cruising this vehicle’s 19- to 26-mpg EPA rating, about average for its size.
• Theft rates. If it’s anything like the Santa Fe, the Palisade may see 50 to 100 total thefts each model year, low compared to other Hyundais.
• Maintenance. It’s hard to know what’s in store for the Palisade. But the Santa Fe had reported issues with engine failure in the 2012 and 2013 models.
• Coverage. Consider a luxury policy, plus roadside assistance after your warranty runs out to protect against problems similar to the Santa Fe.
• Insurer options. This entry-level luxury car could go with standard companies or luxury insurers like Chubb. But the latter will shrink your options.
• Warranty. Hyundai offers a five-year, 60,000-mile warranty plus a 10-year, 100,000-mile powertrain warranty. You’ll also receive five years of roadside assistance with no mileage limits, so you can skip that coverage on your insurance policy.

Does the Hyundai Palisade qualify for discounts?

Your new model should come outfitted with the standard safety features that could land insurance discounts, including:

• Antitheft
• Antilock brakes
• Driver assistance
• Airbags
• Stability control

Why is insurance so expensive for the Palisade?

It’s not the most expensive luxury SUV on the block, but it comes with a higher premium than average for these reasons:

• Luxury class. The Palisade is considered a luxury vehicle, and that means higher coverage to protect your investment.
• High ticket price. Buying this vehicle might not thin your wallet the same as a Lincoln, but it’s still more expensive than the average SUV.
• High horsepower. It’s built to pull up to 5,000 pounds, but doing so could add more driving risk for your insurer.

How reliable is the Hyundai Palisade?

Overall reliability could go either direction since the Santa Fe had several problems recently, but the Palisade has high safety ratings. Safety information to consider:

• Safety. This future model already landed a 2019 Top Safety Pick award from the IIHS with high scores in almost all crash categories. The one downside: Some trims have poor headlight visibility.
• Reliability. The Palisade is above average with 3.5 out of 5 stars for the J.D. Power Predicted Reliability rating.
• Recalls. The Santa Fe had multiple recalls for airbags, steering wheel, engine bearing and warning lights, so you might expect a few hiccups in the future with the Palisade too.

Frequently asked questions about the Hyundai Palisade

• How many people does the Palisade seat?

  The Palisade can seat up to eight people between three rows of seating. It seats seven if you choose captain’s chairs for the second row.

• How much cargo space does the Palisade have?

  This SUV boasts 18 cubic ft. of cargo space and up to 86 total cubic ft. with the rear seats folded down. The Palisade also has additional storage underneath the cargo floor.

• What features can I get with the Palisade?

  The Palisade has options including Nappa leather seats with the first two rows heated, 12-speaker audio, eight- to 10-inch touchscreen, multiple USB ports across the first two rows, a sunroof and an in-car intercom system.