Hyundai Palisade car insurance rates

How do I compare insurance for the Palisade?

The Palisade keeps insurance costs down with its safe and sturdy frame, low sticker price and free, five-year roadside assistance. Other money-saving factors include:

• Body type. The model is a roomy midsize SUV, making it cheaper and safer to insure.
• Fuel. You shouldn’t expect fuel savings when cruising this vehicle’s 19- to 26-mpg EPA rating, about average for its size.
• Theft rates. If it’s anything like the Santa Fe, the Palisade may see 50 to 100 total thefts each model year, low compared to other Hyundais.
• Maintenance. It’s hard to know what’s in store for the Palisade. But the Santa Fe had reported issues with engine failure in the 2012 and 2013 models.
• Coverage. Consider a luxury policy, plus roadside assistance after your warranty runs out to protect against problems similar to the Santa Fe.
• Insurer options. This entry-level luxury car could go with standard companies or luxury insurers like Chubb. But the latter will shrink your options.
• Warranty. Hyundai offers a five-year, 60,000-mile warranty plus a 10-year, 100,000-mile powertrain warranty. You’ll also receive five years of roadside assistance with no mileage limits, so you can skip that coverage on your insurance policy.

Does the Hyundai Palisade qualify for discounts?

Your new model should come outfitted with the standard safety features that could land insurance discounts, including:

• Antitheft
• Antilock brakes
• Driver assistance
• Airbags
• Stability control

Why is insurance so expensive for the Palisade?

It’s not the most expensive luxury SUV on the block, but it comes with a higher premium than average for these reasons:

• Luxury class. The Palisade is considered a luxury vehicle, and that means higher coverage to protect your investment.
• High ticket price. Buying this vehicle might not thin your wallet the same as a Lincoln, but it’s still more expensive than the average SUV.
• High horsepower. It’s built to pull up to 5,000 pounds, but doing so could add more driving risk for your insurer.

How reliable is the Hyundai Palisade?

Overall reliability could go either direction since the Santa Fe had several problems recently, but the Palisade has high safety ratings. Safety information to consider:

• Safety. This future model already landed a 2019 Top Safety Pick award from the IIHS with high scores in almost all crash categories. The one downside: Some trims have poor headlight visibility.
• Reliability. The Palisade is above average with 3.5 out of 5 stars for the J.D. Power Predicted Reliability rating.
• Recalls. The Santa Fe had multiple recalls for airbags, steering wheel, engine bearing and warning lights, so you might expect a few hiccups in the future with the Palisade too.

Frequently asked questions about the Hyundai Palisade

• How many people does the Palisade seat?

  The Palisade can seat up to eight people between three rows of seating. It seats seven if you choose captain’s chairs for the second row.

• How much cargo space does the Palisade have?

  This SUV boasts 18 cubic ft. of cargo space and up to 86 total cubic ft. with the rear seats folded down. The Palisade also has additional storage underneath the cargo floor.

• What features can I get with the Palisade?

  The Palisade has options including Nappa leather seats with the first two rows heated, 12-speaker audio, eight- to 10-inch touchscreen, multiple USB ports across the first two rows, a sunroof and an in-car intercom system.