Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Hyundai Kona car insurance rates

What to expect when insuring this crossover SUV

Updated

Fact checked
Hyundai Kona 2019 with bushes in the background

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

The average cost to insure a Hyundai Kona is $1,464 per year, which is lower than similar crossover SUVs. For example, the Honda HR-V stands at $1,764 per year, and the Kia Soul is $2,112 on average. The Kona’s safety features, reliability and low maintenance costs could also help you get a lower premium.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Top-rated insurer with 80 years of experience.
  • Easy online sign-up and reporting.
  • Multiple discounts available.
  • Transparent quoting.
  • Top-rated insurer
  • Online quotes & claims
  • Bundle and save

Compare insurance for your Hyundai Kona

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
Assurance
Optional
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
loading

Compare up to 4 providers

How much does Kona car insurance cost?

ModelMonthly insurance rateBase car price
Accent$177$14,745
Azera$165$34,100
Elantra$220$17,150
Elantra GT$177$18,800
Ioniq$227$22,200
Kona$122$19,500
Santa Fe$158$30,800
Santa Fe Sport$165$25,350
Sonata$176$21,600
Tucson$169$22,700
Veloster$220$18,100

How do I compare insurance for the Kona?

The Kona offers a compact body type with high gas mileage for an SUV. Hyundai also provides warranty coverage beyond what most manufacturers cover. These factors help keep maintenance costs down as well as lower your insurance premium.

  • Body type. The Kona is a subcompact crossover SUV, making it a bit pricier to insure than a standard sedan.
  • Fuel. This car’s combined mileage of 30 miles per gallon is good for an SUV. Plus, you can get an all-electric version starting with 2019 models.
  • Maintenance. Hyundais tend to be one of the least expensive cars to maintain. Since the Kona has above-average reliability ratings, it will likely follow this trend.
  • Coverage. Most buyers are likely using this car for a little extra space and style, so you can typically choose standard coverage options. For a newer model, consider adding collision, comprehensive and gap insurance for extra coverage above your state minimum.
  • Insurer options. Given the Kona’s low risk to insure and top safety ratings, you’ll have your pick of insurance companies to cover you.
  • Warranty. Hyundai backs up this car with a generous 5-year or 60,000-mile limited warranty and a 10-year or 100,000-mile powertrain warranty. Most other manufacturers offer three to five years on both.

Does the Hyundai Kona qualify for discounts?

The Kona may get you safety discounts on your car insurance due to several added safety features:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Driver assistance technology
  • Hybrid/electric discount on electric models

Get the cheapest quotes

Compare car insurance companies near you.

Your information is secure.

How reliable is the Hyundai Kona?

The Hyundai Kona is known for its safety and reliability:

  • Safety. The 2018 Kona received a Top Safety Pick+ from the Insurance Institute for Highway Safety. It also holds the highest ratings in all crash tests and a superior rating in front crash prevention.
  • Reliability. The 2018 model has been rated as 3.5 out of 5 with U.S. News, an above-average ranking.
  • Recalls. No recalls have been issued for this car.

Bottom line

The Kona brings an attractive mix of sporty SUV style, high gas mileage and high safety and reliability ratings. While its car insurance premium may not be as low as that of a four-door sedan, its features will likely get you an economical rate.

Compare car insurance providers for your Hyundai Kona to make sure you’re getting the right policy.

Frequently asked questions about the Hyundai Kona

Read more on this topic

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site