The average cost to insure a Hyundai Kona is $1,464 per year, which is lower than similar crossover SUVs. For example, the Honda HR-V stands at $1,764 per year, and the Kia Soul is $2,112 on average. The Kona’s safety features, reliability and low maintenance costs could also help you get a lower premium.
The Kona offers a compact body type with high gas mileage for an SUV. Hyundai also provides warranty coverage beyond what most manufacturers cover. These factors help keep maintenance costs down as well as lower your insurance premium.
Body type. The Kona is a subcompact crossover SUV, making it a bit pricier to insure than a standard sedan.
Fuel. This car’s combined mileage of 30 miles per gallon is good for an SUV. Plus, you can get an all-electric version starting with 2019 models.
Maintenance. Hyundais tend to be one of the least expensive cars to maintain. Since the Kona has above-average reliability ratings, it will likely follow this trend.
Coverage. Most buyers are likely using this car for a little extra space and style, so you can typically choose standard coverage options. For a newer model, consider adding collision, comprehensive and gap insurance for extra coverage above your state minimum.
Insurer options. Given the Kona’s low risk to insure and top safety ratings, you’ll have your pick of insurance companies to cover you.
Warranty. Hyundai backs up this car with a generous 5-year or 60,000-mile limited warranty and a 10-year or 100,000-mile powertrain warranty. Most other manufacturers offer three to five years on both.
Does the Hyundai Kona qualify for discounts?
The Kona may get you safety discounts on your car insurance due to several added safety features:
Anti-theft system
Airbags
Anti-lock brakes
Driver assistance technology
Hybrid/electric discount on electric models
How reliable is the Hyundai Kona?
The Hyundai Kona is known for its safety and reliability:
Safety. The 2018 Kona received a Top Safety Pick+ from the Insurance Institute for Highway Safety. It also holds the highest ratings in all crash tests and a superior rating in front crash prevention.
Reliability. The 2018 model has been rated as 3.5 out of 5 with U.S. News, an above-average ranking.
Recalls. No recalls have been issued for this car.
Bottom line
The Kona brings an attractive mix of sporty SUV style, high gas mileage and high safety and reliability ratings. While its car insurance premium may not be as low as that of a four-door sedan, its features will likely get you an economical rate.
Compare car insurance providers for your Hyundai Kona to make sure you’re getting the right policy.
Frequently asked questions about the Hyundai Kona
The 2019 versions start at $19,500 and go up to $26,750.
This SUV seats up to five passengers and offers some cargo space with the ability to fold down seats for additional cargo. Before folding seats down, it provides 19 cubic feet of cargo space and 42 cubic feet with seats folded.
Most versions of the Kona come with blind-spot collision warning, lane change assistance, rear cross-traffic collision warning, lane-keeping assistance, forward collision avoidance assistance and driver attention warning.
Sarah George is a personal finance writer at Finder who’s spent the last four years wielding her digital pen on all things banking and insurance. Her know-how has been featured in such publications as CBS, CNET and Reviews.com, and she was a panelist in Finder’s 2020 money-saving webinar. Sarah earned an English education degree and is a Certified Educator in Personal Finance.
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