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Hyundai Kona car insurance rates

What to expect when insuring this crossover SUV

The average cost to insure a Hyundai Kona is $1,464 per year, which is lower than similar crossover SUVs. For example, the Honda HR-V stands at $1,764 per year, and the Kia Soul is $2,112 on average. The Kona’s safety features, reliability and low maintenance costs could also help you get a lower premium. Filter car insurance companies by your state to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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How much does Kona car insurance cost?

ModelMonthly insurance rateBase car price
Accent$177$14,745
Azera$165$34,100
Elantra$220$17,150
Elantra GT$177$18,800
Ioniq$227$22,200
Kona$122$19,500
Santa Fe$158$30,800
Santa Fe Sport$165$25,350
Sonata$176$21,600
Tucson$169$22,700
Veloster$220$18,100

How do I compare insurance for the Kona?

The Kona offers a compact body type with high gas mileage for an SUV. Hyundai also provides warranty coverage beyond what most manufacturers cover. These factors help keep maintenance costs down as well as lower your insurance premium.

  • Body type. The Kona is a subcompact crossover SUV, making it a bit pricier to insure than a standard sedan.
  • Fuel. This car’s combined mileage of 30 miles per gallon is good for an SUV. Plus, you can get an all-electric version starting with 2019 models.
  • Maintenance. Hyundais tend to be one of the least expensive cars to maintain. Since the Kona has above-average reliability ratings, it will likely follow this trend.
  • Coverage. Most buyers are likely using this car for a little extra space and style, so you can typically choose standard coverage options. For a newer model, consider adding collision, comprehensive and gap insurance for extra coverage above your state minimum.
  • Insurer options. Given the Kona’s low risk to insure and top safety ratings, you’ll have your pick of insurance companies to cover you.
  • Warranty. Hyundai backs up this car with a generous 5-year or 60,000-mile limited warranty and a 10-year or 100,000-mile powertrain warranty. Most other manufacturers offer three to five years on both.

Does the Hyundai Kona qualify for discounts?

The Kona may get you safety discounts on your car insurance due to several added safety features:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Driver assistance technology
  • Hybrid/electric discount on electric models

How reliable is the Hyundai Kona?

The Hyundai Kona is known for its safety and reliability:

  • Safety. The 2018 Kona received a Top Safety Pick+ from the Insurance Institute for Highway Safety. It also holds the highest ratings in all crash tests and a superior rating in front crash prevention.
  • Reliability. The 2018 model has been rated as 3.5 out of 5 with U.S. News, an above-average ranking.
  • Recalls. No recalls have been issued for this car.

Bottom line

The Kona brings an attractive mix of sporty SUV style, high gas mileage and high safety and reliability ratings. While its car insurance premium may not be as low as that of a four-door sedan, its features will likely get you an economical rate.

Compare car insurance providers for your Hyundai Kona to make sure you’re getting the right policy.

Frequently asked questions about the Hyundai Kona

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