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Hyundai Kona car insurance rates

What to expect when insuring this crossover SUV


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Hyundai Kona 2019 with bushes in the background

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The average cost to insure a Hyundai Kona is $1,464 per year, which is lower than similar crossover SUVs. For example, the Honda HR-V stands at $1,764 per year, and the Kia Soul is $2,112 on average. The Kona’s safety features, reliability and low maintenance costs could also help you get a lower premium.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for your Hyundai Kona

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Liberty Mutual
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.

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How much does Kona car insurance cost?

ModelMonthly insurance rateBase car price
Elantra GT$177$18,800
Santa Fe$158$30,800
Santa Fe Sport$165$25,350

How do I compare insurance for the Kona?

The Kona offers a compact body type with high gas mileage for an SUV. Hyundai also provides warranty coverage beyond what most manufacturers cover. These factors help keep maintenance costs down as well as lower your insurance premium.

  • Body type. The Kona is a subcompact crossover SUV, making it a bit pricier to insure than a standard sedan.
  • Fuel. This car’s combined mileage of 30 miles per gallon is good for an SUV. Plus, you can get an all-electric version starting with 2019 models.
  • Maintenance. Hyundais tend to be one of the least expensive cars to maintain. Since the Kona has above-average reliability ratings, it will likely follow this trend.
  • Coverage. Most buyers are likely using this car for a little extra space and style, so you can typically choose standard coverage options. For a newer model, consider adding collision, comprehensive and gap insurance for extra coverage above your state minimum.
  • Insurer options. Given the Kona’s low risk to insure and top safety ratings, you’ll have your pick of insurance companies to cover you.
  • Warranty. Hyundai backs up this car with a generous 5-year or 60,000-mile limited warranty and a 10-year or 100,000-mile powertrain warranty. Most other manufacturers offer three to five years on both.

Does the Hyundai Kona qualify for discounts?

The Kona may get you safety discounts on your car insurance due to several added safety features:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Driver assistance technology
  • Hybrid/electric discount on electric models

How reliable is the Hyundai Kona?

The Hyundai Kona is known for its safety and reliability:

  • Safety. The 2018 Kona received a Top Safety Pick+ from the Insurance Institute for Highway Safety. It also holds the highest ratings in all crash tests and a superior rating in front crash prevention.
  • Reliability. The 2018 model has been rated as 3.5 out of 5 with U.S. News, an above-average ranking.
  • Recalls. No recalls have been issued for this car.

Bottom line

The Kona brings an attractive mix of sporty SUV style, high gas mileage and high safety and reliability ratings. While its car insurance premium may not be as low as that of a four-door sedan, its features will likely get you an economical rate.

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