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Honda Passport car insurance rates

Get discounts on this midsize SUV for its safety features and robust antitheft package.

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The Passport is a midsize SUV that’s cheap to insure. The average insurance cost for a Honda Passport is $145 a month, or $1743 a year, which is $443 more than the national annual average. With a base price of $31,990, the annual insurance cost–to–base car price ratio is 5.4%, slightly above the national average of 4%.

As you research insurance rates for your Passport, keep the following in mind:

  • Body type. As a midsize SUV, the Passport isn’t small, but you’ll still skip the insurance premiums that come with a larger vehicle.
  • Fuel. The Passport is an AWD vehicle with a V6 and averages 22 MPG, which is pretty average for an SUV of its size and weight. But as a gas vehicle, it should be cheaper to insure than an electric or hybrid.
  • Theft rates. Honda successfully petitioned the National Highway Traffic Safety Administration (NHTSA) to be removed from the Federal Theft Prevention Standard starting in 2019, when they agreed to include a hefty antitheft package as standard equipment. The package includes a passive immobilizer, smart-entry remote, powertrain control module and alarm system, so be on the lookout for antitheft insurance discounts.
  • Maintenance. Honda maintenance costs are typically low and that seems to hold for the Honda Passport. Car and Driver magazine put 20,000 miles on its Passport and only paid $300 in maintenance during the six months it owned the car. Honda provides a maintenance reminder system to alert you when maintenance is due on your Passport.
  • Warranty. The Passport comes with a three-year, 36,000-mile warranty and a five-year, 60,000-mile powertrain warranty.
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Does the Honda Passport qualify for discounts?

Depending on how it’s equipped, your Passport may qualify for the following insurance discounts:

  • Passive restraint systems discount
  • Antilock brakes discount
  • Anti-theft devices discount
  • Safety features discount

How reliable is the Passport?

New Passport models come with impressive safety and reliability ratings.

  • Safety. The Insurance Institute for Highway Safety (IIHS) named both the 2019 and 2020 Passport a Top Safety Pick and NHTSA gave the 2020 Passport a five-star safety rating.
  • Reliability. J.D. Power gave the Honda Passport an 85 out of 100 reliability rating based on the opinions of verified owners. Overall, the car was ranked #7 of the top-10 SUVs.
  • Recalls. The only recall in 2020 was related to a problem with ink on the certification label rubbing off.

Bottom line

You may capitalize on the Honda Passport’s safety ratings and substantial antitheft package by reducing your insurance premiums. But if you’re looking for a heftier discount, compare this model to others in its class or to insurance savings on a small SUV or crossover. And, as always, be sure to shop around to make sure you’re getting the best deal on the coverage you need.

Frequently asked questions

How do different Passport trim packages affect the insurance rate?

Depending on the features added, you may get either additional discounts for safety features, or have to pay more if higher tech and luxury components make the car more expensive to repair or replace.

Will the Honda Sensing features on my Passport earn me a discount?

Probably not. Most driver-assist technology hasn’t proven itself enough to affect insurance rates. But it’s always worth discussing your car’s safety features with your insurance agent, just in case.

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