Honda Insight car insurance rates

Find the best value for this low-cost, top safety pick.

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Honda Insight car year 2019 behind desert and mountains

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This hybrid sedan could prove easy on your insurance budget with high safety ratings, small size and low theft rates. Expect insurance rates around $158 per month or $1,836 per year. With an MSRP of $22,930, the annual insurance cost–to–base car price ratio is 12%, which is higher than the national average of 4%.

Compare car insurance for your Honda Insight

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

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How do I compare insurance for the Insight?

The Insight is an insurance company’s delight because it checks many low-risk boxes, including small size, low theft and repair costs. But other factors may make owning this car even more budget-friendly, such as:

  • Body type. The Insight gets brownie points right away for being a compact sedan, meaning it shouldn’t cause much ruckus in an accident.
  • Fuel. Even with an above average insurance rate, you could save money due to its fuel economy, which is rated at 52 mpg combined.
  • Theft rates. The Civic may have high theft rates due to its popularity, but previous Insight models have had low theft rates.
  • Maintenance. This car includes mostly standard care, but its electric parts could cost a bit more to service. However, its similar Civic model keeps five-year maintenance costs below $500 total, according to Car & Driver.
  • Coverage. You could opt for standard coverage to keep your rate low. However, consider roadside assistance after your warranty runs out since this car has shown multiple problems in its short lifespan.
  • Insurer options. Any company should welcome insuring this low-risk, compact sedan and provide you options for lower rates.
  • Warranty. This car includes the standard three-year, 36,000-mile warranty with free roadside assistance. Plus, Honda offers powertrain coverage for up to five years, 60,000 miles and battery protection for eight years or 100,000 miles.

Does the Honda Insight qualify for discounts?

This new and improved Insight could help you score discounts with its safety features, such as:

  • Antilock brakes
  • Antitheft system
  • Front-impact airbags
  • Knee airbags
  • Overhead airbags
  • Pretensioners
  • Side impact airbags
  • Stability control

How reliable is the Honda Insight?

This Honda model has an edge on crashworthiness as an IIHS 2019 Top Safety Pick. However, the car has already experienced multiple problems and recalls that suggest a lack of long-term reliability. The car has seen multiple problems and recalls that suggest you may need a solid warranty and roadside service coverage.

  • Safety. This compact car tops the list for crash test safety with 5 out of 5 stars and a 2019 Top Safety Pick award from the IIHS.
  • Reliability. The Insight has already gained its fair share of complaints for problems with the lights, suspension, electrical system and exterior.
  • Recalls. Despite its new stage on the market, the 2019 Honda Insight does have several recalls involving the airbags, seatbelt pretensioners and backup camera malfunctioning.

Bottom line

The Honda Insight hybrid has come out of retirement with many reasons to expect low insurance rates, including its size, safety ratings, low theft and low repair costs. However, expect car insurance rates to be just slightly above the norm.

To get the best value and coverage, compare providers for the Insight, or look for rates with another make or model.

Frequently asked questions about the Honda Insight

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