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Honda insurance rates

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The average insurance cost of a Honda is $161 a month, or $1,933 a year. The manufacturer’s vehicles are affordable and generally very safe, which keeps insurance premiums down. However, some Honda models are more likely to be targeted by car thieves, which raises premiums.

ModelMonthly insurance rateBase car price
Accord$151$22,455
Civic$153$18,740
Clarity$197$59,365
CR-V$197$24,045
Fit$145$16,090
HR-V$147$19,465
Odyssey$132$29,850
Pilot$137$30,745
Ridgeline$191$29,475
Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Pretected
Optional
Yes
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Clearcover
Optional
Yes
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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How a vehicle from Honda affects the cost of insurance

Honda’s reputation for reliability helps keep insurance costs down. Their good safety ratings and relatively affordable price tag also works in your favor. Cars that aren’t costly to repair or replace attract lower insurance premiums. However, some models land on the top stolen vehicles list, which will increase the cost of insurance.

Unless you have a very old car model, you shouldn’t have any trouble securing insurance for your Honda.

Honda roadside assistance

New Hondas built in 2015 or newer get free roadside assistance for up to 3 years or 36,000 miles, whichever comes first. The Honda roadside assistance service includes:

  • Towing to the nearest Honda dealership including winching and mechanical or accident towing
  • Battery jump start
  • Flat tire change
  • Fuel delivery if you run out gas
  • Lockout if you lost your key
  • Trip interruption up to $300 for food, hotel and alternate transportation for trips over 100 miles away from home
  • Trip interruption support with accommodation, nearby service stations and flight disruption coordination

To use Honda roadside assistance, call Honda’s 24/7 roadside hotline at 1-866-864-5211, or 1-866-372-5139 for Clarity models. You’ll pay for towing and repairs up front and then apply for reimbursement through Honda. You can get a roadside assistance ID card by calling Honda customer service.

New Honda drivers can skip adding this coverage to a car insurance policy. Drivers with older Hondas that no longer have roadside warranty coverage can add on roadside assistance to your car insurance policy to get roadside help when you need it.

Pros and cons of insuring a Honda

Pros

  • Reliable
  • Affordable
  • Good safety ratings

Cons

  • Some models are targeted by car thieves

About the Honda brand

The Honda Motor Company was born quietly on Sept. 24, 1948. The newspapers didn’t trumpet the company’s founding day, as it was a newspaper holiday. Neither did they mention Honda the following day: News of the post-WWII peace process took precedence.

Today, the automaker’s vehicles are ubiquitous. Honda is the seventh-largest auto manufacturer in the world, and several of its models — including the Accord, Civic and CR-V — remain perennial bestsellers.

What’s Honda Sensing?

Honda Sensing is a suite of safety and driver assistance technologies. Safety features include lane-keep assistance, adaptive cruise control, road departure mitigation, collision mitigation braking, lane departure warning and forward collision warning. The driver-assistance technology included in Honda Sensing includes lane watch, blind spot indication, cross traffic monitoring and auto high-beam headlights.

Honda car facts

  • Honda sells popular, affordable cars such as the Civic ($18,840 MSRP), Accord ($23,570 MSRP) and CR-V ($24,150 MSRP). The competitive price range generally lowers insurance prices.
  • If you’re looking for a safe ride, a Honda is likely an excellent pick. These cars typically score stellar safety ratings from the Insurance Institute for Highway Safety (IIHS), often scooping up the Top Safety Pick+ designation along the way.
  • Honda’s Achilles heel seems to be the frequency at which the manufacturer’s cars are stolen: The Accord and Civic are the two most-stolen vehicles in the United States. Of course, that’s attributable in part due to the vehicles’ popularity. That doesn’t change the fact that high theft rates increase insurance costs, though.

Honda competitors

Looking for other car brands? Find other car manufacturers that are similar to Honda, or compare makes that are completely different.

Bottom line

Hondas are affordable to purchase and affordable to insure. However, their higher likelihood of being stolen negatively impacts your insurance premium, so shop around to find the best car insurance for you.

Frequently asked questions about Honda

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