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Honda Insurance Rates

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Average insurance cost for a Honda

The average insurance cost of a Honda is $161 a month, or $1,933 a year. The manufacturer’s vehicles are affordable and generally very safe, which keeps insurance premiums down. However, some Honda models are more likely to be targeted by car thieves, which raises premiums.

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How a vehicle from Honda affects the cost of insurance

Honda’s reputation for reliability helps keep insurance costs down. Their good safety ratings and relatively affordable price tag also works in your favor. Cars that aren’t costly to repair or replace attract lower insurance premiums. However, some models land on the top stolen vehicles list, which will increase the cost of insurance.

Honda car insurance rates by model

Model Monthly insurance rate Base car price
Accord $151 $22,455
Civic $153 $18,740
Clarity $197 $59,365
CR-V $197 $24,045
Fit $145 $16,090
HR-V $147 $19,465
Odyssey $132 $29,850
Pilot $137 $30,745
Ridgeline $191 $29,475

Honda roadside assistance

New Hondas built in 2015 or newer get free roadside assistance for up to 3 years or 36,000 miles, whichever comes first. The Honda roadside assistance service includes:

  • Towing to the nearest Honda dealership including winching and mechanical or accident towing
  • Battery jump start
  • Flat tire change
  • Fuel delivery if you run out gas
  • Lockout if you lost your key
  • Trip interruption up to $300 for food, hotel and alternate transportation for trips over 100 miles away from home
  • Trip interruption support with accommodation, nearby service stations and flight disruption coordination

To use Honda roadside assistance, call Honda’s 24/7 roadside hotline at 1-866-864-5211, or 1-866-372-5139 for Clarity models. You’ll pay for towing and repairs up front and then apply for reimbursement through Honda. You can get a roadside assistance ID card by calling Honda customer service.

New Honda drivers can skip adding this coverage to a car insurance policy. Drivers with older Hondas that no longer have roadside warranty coverage can add on roadside assistance to your car insurance policy to get roadside help when you need it.

Companies that offer coverage for Hondas

Unless you have a very old car model, you shouldn’t have any trouble securing insurance for your Honda. Compare insurers in the table below to find the best price.

Name Product Description Roadside assistance New car protection Available states
Progressive covers anything on wheels! Progressive offers coverage for cars, trucks, motorcycles and snowmobiles. Even Segways are covered.
Included free
Yes, cars under 3 year old & 15,000 miles
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Included free
Yes, cars under 2 years old
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, cars under 1 year old & 15,000 miles
AZ, CA, IL, NJ, OR, PA, VA, WA
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Included free
Yes, cars under 2 years old
All 50 states
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
The General offers affordable coverage for nearly any driver who needs car insurance.
Optional
No
All states except Hawaii, Massachusetts, Michigan and New Jersey
Known for providing insurance to high-risk customers who may have trouble finding coverage elsewhere, SafeAuto offers a lot of different discounts, from those for homeowners to good drivers.
Included free
No
AZ, GA, IL, IN, KS, KY, LA, MS, MO, OH, OK, PA, SC, TN, TX, VA
Discounts, flexible payments and a life coach that guides you to your best rates and coverage with Direct car insurance.
Optional
No
AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA
Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.
Optional
Not specified
IL, IN, MD, TN, TX, VA
Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service.
Optional
Yes, cars under 2 years old
All states except AK, DE, HI, NH, MT, VT, WY
Get personalized, one-on-one support from your local State Farm agent.
Optional
Yes
All 50 states

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Pros and cons of insuring a Honda

Pros

  • Reliable
  • Affordable
  • Good safety ratings

Cons

  • Some models are targeted by car thieves

About the Honda brand

The Honda Motor Company was born quietly on Sept. 24, 1948. The newspapers didn’t trumpet the company’s founding day, as it was a newspaper holiday. Neither did they mention Honda the following day: News of the post-WWII peace process took precedence.

Today, the automaker’s vehicles are ubiquitous. Honda is the seventh-largest auto manufacturer in the world, and several of its models — including the Accord, Civic and CR-V — remain perennial bestsellers.

What’s Honda Sensing?

Honda Sensing is a suite of safety and driver assistance technologies. Safety features include lane-keep assistance, adaptive cruise control, road departure mitigation, collision mitigation braking, lane departure warning and forward collision warning. The driver-assistance technology included in Honda Sensing includes lane watch, blind spot indication, cross traffic monitoring and auto high-beam headlights.

Honda competitors

Looking for other car brands? Find other car manufacturers that are similar to Honda, or compare makes that are completely different.

Compare all car makes

Bottom line

Hondas are affordable to purchase and affordable to insure. However, their higher likelihood of being stolen negatively impacts your insurance premium, so be sure to shop around to find the best car insurance for you.

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Frequently asked questions about Honda

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