GMC Sierra car insurance rates | finder.com
GMC Sierra car insurance rates

GMC Sierra car insurance rates

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Compare car insurance

What to consider when insuring this light-duty pickup

Until recently, the GMC Sierra was nearly identical to the Chevrolet Silverado. With the rollout of the 2019 model, GMC introduced features to set the two apart, like a two-piece tailgate, carbon fiber bed, unique exterior styling and more.

The new Sierra has an average insurance cost of $1,300, but can vary based on the features you select.

How much does GMC Sierra car insurance cost?

ModelMonthly insurance rateBase car price
Acadia$136$29,070
Acadia Limited$133$43,850
Canyon$128$20,885
Savana$124$32,490
Sierra$113$34,995
Terrain$123$39,500
Yukon$190$66,000

How do I compare insurance for the GMC Sierra?

The GMC Sierra is a durable pickup truck that can handle both work and recreational use. The cost of insurance varies depending on the provider and how they calculate premiums, but most providers take into account these factors for GMC Sierra car insurance rates:

  • Body type. Pickup trucks like the Sierra are often safer and more durable than sports cars and other two-door cars, which could contribute to lower insurance rates.
  • Fuel. The Sierra is available with a gas or diesel engine, with the gas version being slightly cheaper to insure.
  • Theft rates. Older models of the GMC Sierra and Chevrolet Silverado had high theft rates, which could increase the cost of coverage.
  • Repair costs. Maintenance and repairs on this vehicle are fairly standard, so expect to get lower insurance rates compared to luxury vehicles.
  • Coverage. While collision and comprehensive coverage are not required, you may want to add them for extra protection at the cost of higher premiums.
  • Insurer options. You should have no problem finding coverage for this vehicle, so get quotes from as many providers as possible for the best price.
  • Build options. Depending on your choice of drive train, engine size and other build options, your premiums could be higher or lower.

Compare insurance providers that cover the GMC Sierra

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Optional
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in CA, IL, NJ, OR, PA, VA and WA.
USAA
Optional
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

Compare up to 4 providers

Does GMC Sierra qualify for auto insurance discounts?

The 2019 GMC Sierra is available with several safety, security and driver assistance features that may help you get discounts on auto insurance.

  • Anti-theft device
  • Passive restraint systems
  • Anti-lock brakes
  • Rear and side parking assist
  • Blind zone alert
  • Lane change alert
  • Surround vision and rear camera mirror

How reliable is the GMC Sierra?

The GMC Sierra is a durable pickup that’s designed to withstand nearly snow, mud and off road. A few more important details to consider are:

  • Safety. The 2019 GMC Sierra holds near-perfect scores in almost all categories, which should help you save on insurance.
  • General reliability. Some GMC Sierras have issues with fuel gauges and improper HVAC temperature or air delivery, along with other minor problems that are less common.
  • Recalls. GMC recalled some 2014-2017 GMC Sierra models for an issue that could prevent the seatbelts and airbags from deploying in an accident. Some 2015 models were also recalled for an issue that could cause power steering assist to momentarily fail.

Bottom line

The GMC Sierra is a moderately priced pickup truck that can handle job sites and casual driving and comes packed with a suite of safety and driver assistance features. Its durable, feature-packed design is one of the many factors that contribute to its affordable auto insurance rates.

However, your actual price may vary depending on your build options, driving history and other variables, so it’s important to compare your options to get the best coverage and price for your situation.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Frequently asked questions about the GMC Sierra

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Privacy and Cookies Policy and Terms of Use.
Go to site