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GMC Hummer EV insurance rates

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The GMC Hummer EV is a truck that’s expensive to insure. The expected average cost of auto insurance for the GMC Hummer EV is $300 a month or $3,600 a year. With a starting MSRP of $112,595, that makes the price-to-cost ratio 3.2%, compared to the national average of 3%. However, your actual cost may vary depending on your location, driving history, EV trim and options and other factors.

Insurance rates for the GMC Hummer EV are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models. Here’s how the EV compares to other vehicles.

  • Type of car. The GMC Hummer EV is a truck, which tend to be pricier to insure.
  • Theft. Theft rates for this car are low, which may lower the cost of insurance.
  • Repairs. Repairs for this car are average, which typically leads to average insurance premiums.
  • Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
  • Fuel type. Cars with hybrid engines are usually slightly more expensive to insure than other fuel types.
  • Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the Base trim, depending on the model year.
  • Coverage. For a truck, you might consider a policy with your state’s required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
  • Warranty. New EVs come with a 3 years or 36,000 miles warranty from GMC Hummer plus roadside assistance.
  • Manufacturer deals. Currently, GMC Hummer is offering reduced prices on 36-month leases. You can also find other financing deals from GMC Hummer by checking with your local dealer.
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
AARP Auto Insurance Program from The Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Branch
Yes
No
Yes
Yes
AZ, CO, IL, IN, MD, MO, OH, OK, TX and WI
Benefit from this online-based startup’s steep savings and convenient online quotes and claims.
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What discounts does the EV qualify for?

You could save money on car insurance for your GMC Hummer EV if it comes equipped with certain safety features.

  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount
  • Safety device discount

GMC Hummer EV safety and reliability ratings

The GMC Hummer EV scores unrated from the NHTSA, which means its safety is relatively unknown. However, models of this make generally have low safety ratings, which tends to drive up insurance rates. Cars with high safety ratings are usually cheaper to insure because they’re easier to repair and safer in a car crash.

Bottom line

The GMC Hummer EV is a truck with low theft rates and average maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your GMC Hummer EV.

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