GMC Canyon car insurance rates

What to expect when insuring this compact pickup truck.

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GMC Canyon car insurance rates

According to our research, the average cost to insure a GMC Canyon is around $128 a month — or $1,536 a year. Your actual cost depends on your driving record, the number of miles you drive in a year, your age and gender and other factors.

Compare car insurance for your GMC Canyon

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.
Allstate
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Convenient online quotes, coverage and claims for tech-savvy drivers.
Motion Auto
Optional
No
AZ
Get instant coverage and track your driving over time to lower your rates.
State Farm
Optional
Yes
All 50 states
Get personalized, one-on-one support to build your policy with your local agent. Start your policy today at 877-745-0232.
Farmers
15%
All 50 states
Choose from add-ons like glass repair services and new car replacement to enhance basic coverage.
Assurance
Optional
No
All states except AK, CA, DC, GA, HI, KY, LA, MA, MD, MI
Your broker is your one-stop shop for comparing any coverage you need.
Elephant
Optional
10%
IL, IN, MD, TN, TX, VA
An online-based brand with big discounts and 12-month rate locks.

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GMC Canyon car insurance rates

Model Monthly insurance rate Base car price
Acadia $136 $29,070
Acadia Limited $133 $43,850
Canyon $128 $20,885
Savana $124 $32,490
Sierra $113 $34,995
Terrain $123 $39,500
Yukon $190 $66,000

How to compare insurance for the GMC Canyon

To find the best insurance rates for a GMC Canyon, consider these key factors:

  • Price. Since the GMC Canyon is a smaller pickup truck, insuring it shouldn’t break the bank. Compare discounts you might qualify for with different providers to get the best value for your money.
  • Deductible. If your goal is to find the absolute lowest insurance premium, taking a higher deductible is an option. Just make sure you’re able to set aside this money in case you do need to file a claim, as you’ll have to cover your deductible amount before insurance kicks in.
  • Coverage. Make sure your insurance policy covers your state’s minimum requirements. Beyond those requirements, you might want to add extra coverage like collision, comprehensive and uninsured and underinsured motorist, depending on your budget and needs.
  • Manufacturer offers. All new GMC vehicles are covered by the five-year powertrain warranty, which includes 24/7 roadside assistance and courtesy transportation if your vehicle needs a tow.

What factors affect car insurance for the GMC Canyon?

A midrange pickup with lots of available safety features, the GMC Canyon shouldn’t be too costly to insure. It comes in a variety of different trim packages, though, which might slightly affect your insurance premiums.

As a general rule, the more expensive your vehicle is to buy, the more it costs to insure. But certain add-on advanced safety features could actually help you save a few bucks, even though that particular model might be a tad more expensive.

For example, Erie insurance provided a quote of $115 per month for the GMC Canyon base package, while it quoted the more expensive GMC Canyon Denali at $110 per month.

Driver factors and insurance costs

Beyond the make and model of your vehicle, other factors like your age, marital status, location and accident history can affect your car insurance rates. Most insurance companies also consider things like your gender and credit score. Women often see cheaper car insurance rates because statistics show they take fewer risks when driving compared to men. People with higher credit scores also see lower rates in most states.

Does the GMC Canyon qualify for discounts?

Yes. Aside from scoring a new car discount, you could save on your insurance premium for your GMC Canyon since it comes equipped with available safety features like:

  • Forward collision alerts
  • Lane departure warnings
  • A teen driver program, which lets parents set speed and volume limits
  • Child seat latch points
  • A rearview camera
  • Airbags
  • An antitheft alarm system

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Reliability and safety ratings for the GMC Canyon

Based on reliability, safety and performance ratings, U.S. News ranked the GMC Canyon as the third top compact pickup truck in 2018. Its reliability rating sits at an average three out of five stars, but its above-average safety and performance ratings tipped the scales for this sensible truck.

The National Highway Traffic Safety Administration (NHTSA) gives the GMC Canyon a four out of five safety rating, and the Insurance Institute for Highway Safety (IIHS) gave the crew cab Canyon good ratings across the board for safety. The extended cab model scored only acceptable for side impact.

If you have a 2016 GMC Canyon, there is one safety recall to be aware of:

  • Airbags. The driver’s airbags may improperly inflate, which could increase the risk of injury.

The GMC Canyon series maintenance

As a compact truck, the GMC Canyon should run about average to maintain. It shouldn’t cost as much as full-size trucks for routine maintenance and repairs, but it will probably cost more than a sedan.

Its relatively small size also gives the Canyon a leg up on fuel economy, getting up to 22 mpg in the city and 30 mpg on the highway.

What you might not know about the GMC Canyon

The first GMC Canyon came out in 2004 as a smaller replacement for the GMC Sonoma. This model was similar to the still-popular Chevy Colorado, but with more standard options.

Typically, as trucks increase in size and towing capacity, so does the cost to insure them. As mid-size trucks, both the GMC Canyon and the Chevy Colorado should be relatively affordable to insure.

Compare GMC Canyon competitors

Looking for other car brands? Compare car makes and models that are similar to the GMC Canyon.

Bottom line

If you’re looking to reap the benefits of having a pickup truck without the cumbersome size and increased insurance costs that come with some of your larger options, the compact GMC Canyon could be a great pick. Plus, its excellent safety ratings could help you score some premium discounts when shopping for insurance.

To make sure you’re getting the best rate for your GMC Canyon, compare car insurance rates against your budget and needs.

Frequently asked questions about the GMC Canyon

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