GMC Canyon car insurance rates | finder.com
GMC Canyon car insurance rates

GMC Canyon car insurance rates

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What to expect when insuring this compact pickup truck.

According to our research, the average cost to insure a GMC Canyon is around $128 a month — or $1,536 a year. Your actual cost depends on your driving record, the number of miles you drive in a year, your age and gender and other factors.

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How to compare insurance for the GMC Canyon

To find the best insurance rates for a GMC Canyon, consider these key factors:

  • Price. Since the GMC Canyon is a smaller pickup truck, insuring it shouldn’t break the bank. Compare discounts you might qualify for with different providers to get the best value for your money.
  • Deductible. If your goal is to find the absolute lowest insurance premium, taking a higher deductible is an option. Just make sure you’re able to set aside this money in case you do need to file a claim, as you’ll have to cover your deductible amount before insurance kicks in.
  • Coverage. Make sure your insurance policy covers your state’s minimum requirements. Beyond those requirements, you might want to add extra coverage like collision, comprehensive and uninsured and underinsured motorist, depending on your budget and needs.
  • Manufacturer offers. All new GMC vehicles are covered by the five-year powertrain warranty, which includes 24/7 roadside assistance and courtesy transportation if your vehicle needs a tow.

Compare insurance providers that cover the GMC Canyon

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in CA, IL, NJ, OR, PA, VA and WA.
USAA
Included free
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

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What factors affect car insurance for the GMC Canyon?

A midrange pickup with lots of available safety features, the GMC Canyon shouldn’t be too costly to insure. It comes in a variety of different trim packages, though, which might slightly affect your insurance premiums.

As a general rule, the more expensive your vehicle is to buy, the more it costs to insure. But certain add-on advanced safety features could actually help you save a few bucks, even though that particular model might be a tad more expensive.

For example, Erie insurance provided a quote of $115 per month for the GMC Canyon base package, while it quoted the more expensive GMC Canyon Denali at $110 per month.

Driver factors and insurance costs

Beyond the make and model of your vehicle, other factors like your age, marital status, location and accident history can affect your car insurance rates. Most insurance companies also consider things like your gender and credit score. Women often see cheaper car insurance rates because statistics show they take fewer risks when driving compared to men. People with higher credit scores also see lower rates in most states.

Does the GMC Canyon qualify for discounts?

Yes. Aside from scoring a new car discount, you could save on your insurance premium for your GMC Canyon since it comes equipped with available safety features like:

  • Forward collision alerts
  • Lane departure warnings
  • A teen driver program, which lets parents set speed and volume limits
  • Child seat latch points
  • A rearview camera
  • Airbags
  • An antitheft alarm system

Reliability and safety ratings for the GMC Canyon

Based on reliability, safety and performance ratings, U.S. News ranked the GMC Canyon as the third top compact pickup truck in 2018. Its reliability rating sits at an average three out of five stars, but its above-average safety and performance ratings tipped the scales for this sensible truck.

The National Highway Traffic Safety Administration (NHTSA) gives the GMC Canyon a four out of five safety rating, and the Insurance Institute for Highway Safety (IIHS) gave the crew cab Canyon good ratings across the board for safety. The extended cab model scored only acceptable for side impact.

If you have a 2016 GMC Canyon, there is one safety recall to be aware of:

  • Airbags. The driver’s airbags may improperly inflate, which could increase the risk of injury.

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The GMC Canyon series maintenance

As a compact truck, the GMC Canyon should run about average to maintain. It shouldn’t cost as much as full-size trucks for routine maintenance and repairs, but it will probably cost more than a sedan.

Its relatively small size also gives the Canyon a leg up on fuel economy, getting up to 22 mpg in the city and 30 mpg on the highway.

What you might not know about the GMC Canyon

The first GMC Canyon came out in 2004 as a smaller replacement for the GMC Sonoma. This model was similar to the still-popular Chevy Colorado, but with more standard options.

Typically, as trucks increase in size and towing capacity, so does the cost to insure them. As mid-size trucks, both the GMC Canyon and the Chevy Colorado should be relatively affordable to insure.

GMC Canyon car insurance rates

ModelMonthly insurance rateBase car price
Acadia$136$29,070
Acadia Limited$133$43,850
Canyon$128$20,885
Savana$124$32,490
Terrain$123$39,500
Yukon$190$66,000

Compare GMC Canyon competitors

Looking for other car brands? Compare car makes and models that are similar to the GMC Canyon.

Bottom line

If you’re looking to reap the benefits of having a pickup truck without the cumbersome size and increased insurance costs that come with some of your larger options, the compact GMC Canyon could be a great pick. Plus, its excellent safety ratings could help you score some premium discounts when shopping for insurance.

To make sure you’re getting the best rate for your GMC Canyon, compare car insurance rates against your budget and needs.

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Frequently asked questions about the GMC Canyon

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