Compare and save on car insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
Prefer to speak to an agent? Call for rates: 877-643-1017
Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
Genesis GV80 car insurance rates
A luxury ride with the reasonable insurance rates of a crossover.
While a crossover is among the cheaper cars to insure, its high-tech, luxury parts can drive insurance premium rates back up. As you research car insurance rates for the GV80, keep these factors in mind:
- Body type. This midsize crossover tends to be cheaper to insure than full-size SUVs or pickup trucks.
- Fuel. The GV80 offers a hydrogen fuel cell electric hybrid engine, intended to improve fuel economy over its competitors. Even so, hybrids are typically pricier to insure than a gas-powered car since its battery is expensive to repair.
- Theft rates. Because Genesis is a new vehicle, there’s no report of theft filed with the National Highway Traffic Safety Administration (NHTSA). That combined with the lower theft rates of crossovers and SUVs make it likely that your insurance won’t be impacted by theft rates, unless you live in a high-theft area.
- Maintenance. While maintenance costs can run high on luxury cars, driving up insurance rates, Genesis offers a few nice perks to help you save including free scheduled maintenance for the first three years or 36,000 miles. You’ll also receive a three-year subscription to Service Valet to assist with rentals and scheduling maintenance.
- Coverage. Consider a luxury policy for this car that offers agreed value coverage and higher liability limits. Opting for uninsured motorist, collision and comprehensive coverage fully protects your investment.
- Insurer options. Genesis models are insured by most providers, so you shouldn’t have trouble finding coverage.
- Warranty. The Genesis Complete Confidence owner program comes with a 10-year, 100,000-mile warranty. It also includes roadside service and scheduled maintenance, so you can skip towing coverage on your insurance.
Get the cheapest quotes for your Genesis GV80
Enter your zip code to compare providers in your area.
Your information is secure
Does the Genesis GV80 qualify for discounts?
Yes. If other Genesis models are any indication, the GV80 should come equipped with the following features that may lead to premium discounts depending on your insurer:
- Antitheft device
- Antilock brakes
- Hybrid engine
- Front impact airbags
- Knee airbags
- Overhead airbags
- Side-impact airbags
- Seatbelt pretensioners
- Stability control
Why is insurance so expensive for the GV80?
Despite all other factors, the GV80 is still a luxury car and you can expect to pay a luxury car premium. Genesis prices are reasonable compared to other brands, but the GV80’s expected $50,000 base price still makes it costly to replace.
Features such as the custom inlaid touch control console and advanced hybrid engine may mean costly repairs from a specialty mechanic, which can also drive up premiums.
How reliable is the Genesis GV80?
On a new model, reliability is hard to determine. But because the GV80 is based on the G80 sedan, you can expect good safety ratings.
- Safety. Previous Genesis models have earned five-star ratings from NHTSA and received the Insurance Institute for Highway Safety (IIHS) Top Safety Pick award for crash test safety. The G80 received 5 stars from NHTSA and Good scores across the board from IIHS.
- Reliability. It’s difficult to determine the reliability of a brand new make and model, but Genesis models are generally known to be reliable.
- Recalls. With 2020 being the launch of the first version of this model, no recall information is yet available. The G80 currently has at least two recalls for the windshield and passenger airbag detection, so the GV80 may be at risk.
Bottom line
This first crossover model from Genesis promises all the luxury features and services of other Genesis models, and a top-notch warranty. Combined with the discounts you can earn from its hybrid engine and safety features, your insurance premiums could be more reasonable than you think, making the GV80 one of the more affordable luxury CUVs on the market.
But to make sure you get the best deal, compare insurance providers and check rates for comparable makes and models.
Frequently asked questions about GV80 insurance
More guides on Finder
-
Compare car insurance in Stockton
Compare car insurance rates and features that serve Stockton.
-
Car insurance in Sacramento
Shop for car insurance in Sacramento with the best coverage, rates, service and local reputation.
-
Compare car insurance in Fresno
Compare insurers that serve Fresno, California, side by side.
-
Car insurance in San Diego
These top 4 companies should narrow down your car insurance options in San Diego.
-
Car insurance in Denver
See our 4 best picks for car insurance in Denver, plus a few more to consider.
-
Pretected car insurance review
Get recommendations for the top car insurance companies for you within minutes. But you won’t see your actual rate unless you go through the insurer’s quoting process.
-
Nationwide SmartMiles review
Pay-per-mile car insurance can help you save money if you’re a low-mileage driver.
-
Life insurance for people over 60
While it’s common for Americans in their 60’s to either be retired or approaching retirement, there still may be some beneficial value in investing in a life insurance policy. Compare your options and learn what type of policy will most fit your needs as someone over 60.
-
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
-
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.