Progressive vs. Travelers: Discounts, savings and comparison

Geico vs. Travelers: Discounts, savings and comparison

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Geico vs. Travelers

Geico and Travelers are both big names in the car insurance industry. Travelers has been providing insurance for more than 150 years, while Geico has been serving its customers since 1936. Both companies get a 3 out of 5 rating from J.D. Power in overall claims satisfaction, and both Geico and Travelers offer ways to bring the cost of your premium down.

With both customer satisfaction and affordable insurance rates, how do you pick between the two? Take a look at our side by side comparison below to get the details you need to make a decision.

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Compare the best car insurance companies near you.

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Geico

Geico

Travelers

Travelers

About the provider Geico’s been around since 1936 is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind. Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.
Price Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs. Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* N/A A
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Geico

Geico

Travelers

Travelers

Good student 15% (full-time student, between 16-24 and B average or better) 8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver
Good driver Up to 26% (5 years accident-free) 10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount Up to 7.5%
Multicar Up to 25% Up to 8%
Military Up to 15% (active duty, retired of member of the National guard or Reserves)
Homeowner Up to 5%
Other discounts

Federal employee – Up to 8%

Emergency deployment – Up to 25% (member of the Enduring Freedom or Iraqi Freedom operational forces)

Multi-policy / Multi-line discount – Varies

Membership and employee discount – Varies

Seat belt use – 15% (medical payments or personal injury portion of premium)

Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%


Vehicle discounts

Geico

Geico

Travelers

Travelers

Anti-theft device Up to 25% (comprehensive portion of premium)
Anti-lock brake 5% (collision portion of premium)
Passive restraints N/A
Air bag Up to 25% for driver-side airbags, or 40% for full-front seat airbag (applies to medical payments or personal injury)
Other discounts

Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

Bottom line

Geico is the clear winner in vehicle discounts, but Travelers makes up for it with its many driver discounts, like driver training and good payer. Look closely at which discounts apply to your personal situation, and you’ll find the provider that best suits your needs.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

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