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Geico vs. Travelers: Discounts, savings and comparison

Geico vs. Travelers

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Fact checked

Geico and Travelers are both big names in the car insurance industry. Travelers has been providing insurance for more than 150 years, while Geico has been serving its customers since 1936. Both companies get a 3 out of 5 rating from J.D. Power in overall claims satisfaction, and both Geico and Travelers offer ways to bring the cost of your premium down.

With both customer satisfaction and affordable insurance rates, how do you pick between the two? Take a look at our side by side comparison below to get the details you need to make a decision.

 

Geico

Travelers

OVERVIEW

OVERVIEW
About the provider
About the brand Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. Travelers' five-step online guide takes the frustration out of building the perfect policy.
States served
States served All 50 states All states except AK, HI, KS, MI, ND, SD, WV, WY

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes Optional
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods Online
Phone
Agent
online
phone
Payment schedule
Payment schedule 12 months
6 months
custom
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes, up to 25% Yes
Bundling discount
Bundling discount Varies Yes
Home owner discount
Home owner discount No Yes, up to 5%
Military discount
Military discount Yes, up to 15% No
Multi car discount
Multi car discount Yes, up to 25% Yes, up to 8%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes, up to 15% Yes, up to 10%
Safe driver discount
Safe driver discount Varies Yes, 10-23%
Special employment discount
Special employment discount Yes No
Student discount
Student discount Yes, up to 15% Yes, 8%
Usage based discount
Usage based discount No No
Learn more
Learn more

Bottom line

Geico is the clear winner in vehicle discounts, but Travelers makes up for it with its many driver discounts, like driver training and good payer. Look closely at which discounts apply to your personal situation, and you’ll find the best provider for you.

Compare alternatives to Geico and Travelers

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
Assurance
Optional
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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