Progressive vs. Travelers: Discounts, savings and comparison

Geico vs. Travelers: Discounts, savings and comparison

Geico vs. Travelers

Geico and Travelers are both big names in the car insurance industry. Travelers has been providing insurance for more than 150 years, while Geico has been serving its customers since 1936. Both companies get a 3 out of 5 rating from J.D. Power in overall claims satisfaction, and both Geico and Travelers offer ways to bring the cost of your premium down.

With both customer satisfaction and affordable insurance rates, how do you pick between the two? Take a look at our side by side comparison below to get the details you need to make a decision.

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AboutGeico’s been around since 1936 is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind. Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.
PricePolicy costs depend your personal situation. Visit Geico for a quote based on your specific needs.Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.
States served
States servedAll 50 statesAll 50 states
User satisfaction*
User satisfaction*N/AA
J.D. Power ratings**
J.D. Power ratings**3/5 on overall claims satisfaction3/5 on overall claims satisfaction
Driver discounts
Driver discountsView driver discounts
Vehicle discounts
Vehicle discountsView vehicle discounts

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

Good student
Good student15% (full-time student, between 16-24 and B average or better)8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver
Defensive driverYesNo
Good driver
Good driverUp to 26% (5 years accident-free) 10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount
Pay in full discountNoUp to 7.5%
Multi car
Multi carUp to 25%Up to 8%
MilitaryUp to 15% (active duty, retired of member of the National guard or Reserves)No
HomeownerNoUp to 5%
Other discounts
Other discounts
  • Federal employee – Up to 8%
  • Emergency deployment – Up to 25% (member of the
  • Enduring Freedom or Iraqi Freedom operational forces)
  • Multi-policy / Multi-line discount – Varies
  • Membership and employee discount – Varies
  • Seat belt use – 15% (medical payments or personal injury portion of premium)
  • Continuous insurance discount – Up to 15% (no gaps in coverage)
  • EFT discount – 2-3% (pay through EFT or payroll deduction)
  • Good payer discount – Up to 15% (consistent payment on time)
  • Early quote discount – 3-10% (quote before your policy expires)
  • Driver training discount – Up to 8%

Vehicle discounts

Anti-theft device
Anti-theft deviceUp to 25% (comprehensive portion of premium)No
Anti-lock brake
Anti-lock brake5% (collision portion of premium)No
Passive restraints
Passive restraintsN/ANo
Air bag
Air bagUp to 25% for driver-side airbags, or 40% for full-front seat airbag (applies to medical payments or personal injury)No
Other discounts
Other discounts 


  • Hybrid/electric vehicle – Up to 10%
  • New car – Up to 10% (car less than 3 years old)

Bottom line

Geico is the clear winner in vehicle discounts, but Travelers makes up for it with its many driver discounts, like driver training and good payer. Look closely at which discounts apply to your personal situation, and you’ll find the provider that best suits your needs.

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Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

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