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Geico vs. State Farm: Which provider is better?
Geico vs. State Farm
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Both Geico and State Farm offer coverage variety and mid-tier customer service ratings. Geico, the second-largest US auto insurer, offers competitive rates and stackable discounts to lower premiums for customers. And its award-winning app puts support at your fingertips. State Farm offers local agents and policy savings through discounts and its Drive Safe & Save program.
With so many similarities, how do you choose? We put Geico and State Farm side by side to help you find the best option to suit your personal situation.
Who’s the winner, Geico or State Farm?
In Finder’s independent analysis of car insurance rates, State Farm offered cheaper car insurance rates, averaging $197 less per year than Geico. When considering age groups, State Farm also cost less than Geico, except for some drivers at age 25 where Geico might come in cheaper.
Cost aside, the final choice here will depend on your specific policy needs. Geico works best for those who enjoy a streamlined online and app experience. State Farm works best for customers wanting local agent customer service.
Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232.
- Service with a personal feel through dedicated agents
- Bundle multiple policies or vehicles to save up to 20%
- No. 1 for personal auto insurance by market share, suggesting satisfied customers
|Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.||Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232.|
|All 50 states||All 50 states|
|Yes, up to 25%||Yes|
|Yes, up to 15%||No|
|Yes, up to 25%||Yes, Up to 20%|
|Yes, up to 15%||Yes, up to 40%|
|Yes, up to 15%||Yes, Up to 25%|
You might choose Sate Farm if you’re a student looking for a way to bring the cost of your insurance down. Its 25% good student discount offers more savings than Geico’s 15% good student discount. But if you’ve served our country, Geico rewards veterans and active-duty military with up to a 15% discount. Military policyholders may also qualify for a discount if they’re part of an emergency deployment to an imminent-danger zone.
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