Geico vs. Progressive: Which provider is better? |

Geico vs. Progressive: Which provider is better?

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Geico vs. Progressive

Geico and Progressive are two of the biggest names in the auto insurance industry. How do they fare up against each other in terms of ratings, discounts, prices and satisfaction?

Geico’s one of the oldest insurance companies, founded in 1936, and today is the nation’s second-largest auto insurance company. It makes the insurance process fast and easy — and affordable. Progressive is another established insurance company, and one of the first to introduce tiered policies for low-risk drivers. It’s well known for it’s “Name Your Price” program to customize a policy that works for you and your budget.

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Price Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs. Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* N/A A+
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S. Auto Claims Satisfaction Study

Driver discounts

Looking for driver discounts is a great way to save money on your car insurance. Compare the discounts offered for students, military and federal employees.





Good student 15% — must be a full time student, between 16–24 years old with at least a 3.0 GPA Amount varies — must have at least a 3.0 GPA and be younger than 22. Additional discount if 100+ miles away at school
Defensive driver
Good driver Up to 26% — must be 5 years accident-free 31% — no tickets or accidents in the last 3 years
Pay in full
Military Up to 15% — must be active duty, retired or member of the National Guard or Reserves
Federal employee Up to 8%
Emergency deployment Up to 25% — must be a member of the Enduring Freedom or Iraqi Freedom operational forces

Vehicle discounts

Car insurance can be expensive. The safety features on your car counts when it comes to lowering your insurance rates.





Anti-theft device Up to 25% — comprehensive
Anti-lock brake 5% — collision portion of premium
Passive restraints N/A
Multi-car discount Up to 25% 10%
Air Bag Up to 25% — driver-side airbags

40% — full-front seat airbag for medical payments or personal injury

Bottom line

Both Geico and Progressive have the experience and customer service you want from a car insurance company. If you’re looking to customize your insurance plan, picking only the coverage you need to get the price you want, Progressive is the way to go. However, if you’re in the military or a public employee, you may qualify for additional discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.

Compare alternatives to Geico and Progressive

Name Product Roadside assistance New car protection Available states
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Included free
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Yes, cars under 1 year old & 15,000 miles
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.

Compare up to 4 providers

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