Geico vs. Progressive: Which provider is better? | finder.com

Geico vs. Progressive: Which provider is better?

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Geico vs. Progressive

Geico and Progressive are two of the biggest names in the auto insurance industry. How do they fare up against each other in terms of ratings, discounts, prices and satisfaction?

Geico’s one of the oldest insurance companies, founded in 1936, and today is the nation’s second-largest auto insurance company. It makes the insurance process fast and easy — and affordable. Progressive is another established insurance company, and one of the first to introduce tiered policies for low-risk drivers. It’s well known for it’s “Name Your Price” program to customize a policy that works for you and your budget.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Geico

Geico

Progressive

Progressive

Price Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs. Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* N/A A+
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S. Auto Claims Satisfaction Study


Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Driver discounts

Looking for driver discounts is a great way to save money on your car insurance. Compare the discounts offered for students, military and federal employees.

Geico

Geico

Progressive

Progressive

Good student 15% — must be a full time student, between 16–24 years old with at least a 3.0 GPA Amount varies — must have at least a 3.0 GPA and be younger than 22. Additional discount if 100+ miles away at school
Defensive driver
Good driver Up to 26% — must be 5 years accident-free 31% — no tickets or accidents in the last 3 years
Pay in full
Homeowner
Military Up to 15% — must be active duty, retired or member of the National Guard or Reserves
Federal employee Up to 8%
Emergency deployment Up to 25% — must be a member of the Enduring Freedom or Iraqi Freedom operational forces

Vehicle discounts

Car insurance can be expensive. The safety features on your car counts when it comes to lowering your insurance rates.

Geico

Geico

Progressive

Progressive

Anti-theft device Up to 25% — comprehensive
Anti-lock brake 5% — collision portion of premium
Passive restraints N/A
Multi-car discount Up to 25% 10%
Air Bag Up to 25% — driver-side airbags

40% — full-front seat airbag for medical payments or personal injury

Bottom line

Both Geico and Progressive have the experience and customer service you want from a car insurance company. If you’re looking to customize your insurance plan, picking only the coverage you need to get the price you want, Progressive is the way to go. However, if you’re in the military or a public employee, you may qualify for additional discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Privacy and Cookies Policy and Terms of Use.
Go to site