Geico vs. Progressive: Which provider is better?

Geico vs. Progressive: Which provider is better?

Geico vs. Progressive

Geico and Progressive are two of the biggest names in the auto insurance industry. How do they fare up against each other in terms of ratings, discounts, prices and satisfaction?

Geico’s one of the oldest insurance companies, founded in 1936, and today is the nation’s second-largest auto insurance company. It makes the insurance process fast and easy — and affordable. Progressive is another established insurance company, and one of the first to introduce tiered policies for low-risk drivers. It’s well known for it’s “Name Your Price” program to customize a policy that works for you and your budget.

Find the cheapest rate near you

Enter your ZIP code below and click Compare Now to find the best rates near you.

Your information is secure.

Geico

Geico

Progressive

Progressive

PricePolicy costs depend your personal situation. Visit Geico for a quote based on your specific needs.Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.
States servedAll 50 statesAll 50 states
User satisfaction*N/AA+
J.D. Power ratings**3/5 on overall claims satisfaction3/5 on overall claims satisfaction
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts

* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S. Auto Claims Satisfaction Study


Driver discounts

Looking for driver discounts is a great way to save money on your car insurance. Compare the discounts offered for students, military and federal employees.

Geico

Geico

Progressive

Progressive

Good student15% — must be a full time student, between 16–24 years old with at least a 3.0 GPAAmount varies — must have at least a 3.0 GPA and be younger than 22. Additional discount if 100+ miles away at school
Defensive driver
Good driverUp to 26% — must be 5 years accident-free31% — no tickets or accidents in the last 3 years
Pay in full
Homeowner
MilitaryUp to 15% — must be active duty, retired or member of the National Guard or Reserves
Federal employeeUp to 8%
Emergency deploymentUp to 25% — must be a member of the Enduring Freedom or Iraqi Freedom operational forces

Vehicle discounts

Car insurance can be expensive. The safety features on your car counts when it comes to lowering your insurance rates.

Geico

Geico

Progressive

Progressive

Anti-theft deviceUp to 25% — comprehensive
Anti-lock brake5% — collision portion of premium
Passive restraintsN/A
Multi-car discountUp to 25%10%
Air BagUp to 25% — driver-side airbags

40% — full-front seat airbag for medical payments or personal injury

Bottom line

Both Geico and Progressive have the experience and customer service you want from a car insurance company. If you’re looking to customize your insurance plan, picking only the coverage you need to get the price you want, Progressive is the way to go. However, if you’re in the military or a public employee, you may qualify for additional discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.

Find the cheapest rate near you

Enter your ZIP code below and click Compare Now to find the best rates near you.

Your information is secure.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Go to site