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The choice between Geico vs. Progressive comes down to cheap rates or coverage. Geico offers an average rate of $1,102 per year, while Progressive may cost only $20 or so more. In the end, you might choose Geico for the cheapest rates, or Progressive because it offers over a dozen coverage options along with accident forgiveness.
Looking for driver discounts is a great way to save money on your car insurance. Compare the discounts offered for students, military and federal employees.
15% — must be a full time student, between 16–24 years old with at least a 3.0 GPA
Amount varies — must have at least a 3.0 GPA and be younger than 22. Additional discount if 100+ miles away at school
Up to 26% — must be 5 years accident-free
31% — no tickets or accidents in the last 3 years
Pay in full
Up to 15% — must be active duty, retired or member of the National Guard or Reserves
Up to 8%
Up to 25% — must be a member of the Enduring Freedom or Iraqi Freedom operational forces
Car insurance can be expensive. The safety features on your car counts when it comes to lowering your insurance rates.
Up to 25% — comprehensive
5% — collision portion of premium
Up to 25%
Up to 25% — driver-side airbags
40% — full-front seat airbag for medical payments or personal injury
* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S. Auto Claims Satisfaction Study[/fin_hide]
If you’re looking to customize your insurance plan, picking only the coverage you need to get the price you want, Progressive is the way to go. However, if you’re in the military or a public employee, you may qualify for additional discounts with Geico.
Both Geico and Progressive have the experience and customer service you likely want from a car insurance company. But before making a decision about car insurance, always compare your options to find a provider that’s right for you.
Roslyn McKenna is an insurance publisher for Finder, where she's driven to help people get a great deal on insurance to protect their families and finances. Roslyn earned a BA in writing and communications from Maryville College and has written professionally for more than a decade, showing up on Bankrate, MSN and Reader's Digest.
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