Geico vs Progressive

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Geico vs Progressive: Who has better car insurance?

Geico and Progressive are two of the biggest names in the auto insurance industry. Geico’s one of the oldest insurance companies, founded in 1936, and today is the nation’s second-largest auto insurance company. It makes the insurance process fast and easy — and affordable. Progressive is another established insurance company, and one of the first to introduce tiered policies for low-risk drivers. It’s well known for it’s “Name Your Price” program to customize a policy that works for you and your budget.

Both companies are known for low car insurance rates, especially for those with a spotty driving history. In our independent analysis, both offer comparable rates within $20 per month for most drivers. However, Progressive offered slightly cheaper rates for drivers under 25, on average $108 less per month.

  • Top-rated insurer
  • Online quotes & claims
  • Bundle and save

Our top pick: Progressive

Choose from a long list of discounts and coverage for almost any driver.

  • Top-rated insurer with 80 years of experience
  • Easy online sign-up and reporting
  • Multiple discounts available
  • Transparent quoting
 

Geico

Progressive

OVERVIEW

OVERVIEW
About the provider
About the brand Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching. Choose from a long list of discounts and coverage for almost any driver.
States served
States served All 50 states All 50 states
User satisfaction
User satisfaction 3 stars 3 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Accident forgiveness Yes Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods online
phone
online
phone
Payment schedule
Payment schedule 12 months
6 months
12 months
6 months

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount No Yes
Military discount
Military discount Yes Yes
Multi car discount
Multi car discount Yes, up to 25% Yes, up to 10%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes, up to 15% Yes
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount Yes No
Student discount
Student discount Yes, up to 15% Yes
Usage based discount
Usage based discount No Yes
Other discounts
Other discounts Seat belt use, up to 15% discount
Learn more
Learn more

* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S. Auto Claims Satisfaction Study

Bottom line

Both Geico and Progressive have the experience and customer service you want from a car insurance company. If you’re looking to customize your insurance plan, picking only the coverage you need to get the price you want, Progressive is the way to go. However, if you’re in the military or a public employee, you may qualify for additional discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.

Compare alternatives to Geico and Progressive

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Allstate
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

Compare up to 4 providers

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